4460 E 109th Ave, Thornton (Denver), CO 80233 Property Records

Adams County property record for 4460 E 109th Ave, Thornton, CO 80233

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,804 sqft · built 1978
Lot Size	0.195 acres (8,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2017)
Tax Bill	$3,933 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1721-07-2-15-004`

Property Details

APN / Parcel Number

Primary APN	`1721-07-2-15-004`
Alternative APNs	`0172107215004` `R0074430`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	1,804 sqft
Basement Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,475 sqft (0.195 acres)
Lot Dimensions	113 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	350 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0074430
Street Address	4460 E 109TH AVE
City	THORNTON
State	CO
Zip	80233-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:GRANGE CREEK PHASE 1 PUD FILING NO 4 LOT:136
Legal Range	67W
Legal Township	02S
Legal Section	07
Legal Quarter	2
Legal Subdivision	GRANGE CREEK
Legal Lot Number	136
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2014
Census Tract	8534

Owner

Source: Adams County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 11, 2017	Loan Modification, Mortgage
Nov 28, 2017	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2017	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	2017104687
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	0000104690
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Jul 9, 2026
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Document Number	0000040209
Instrument Date	Jul 2, 2026
Instrument	202640209
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 E 109TH AVE, THORNTON, CO 80233-5402

Mortgage

Document Number	0000040209,
Date	Jul 9, 2026
Instrument	202640209

Lender

Name	AMERICAN FINANCING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052146
Date	Jun 28, 2018
Instrument	2018000052146

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066981
Date	Aug 17, 2018
Instrument	2018000066981

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003149
Date	Jan 10, 2020
Instrument	2020000003149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115430
Date	Nov 6, 2020
Instrument	2020000115430

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ADAMS CO
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Document Number	0000023660
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 28, 2017
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Document Number	0000104690
Instrument Date	Oct 30, 2017
Instrument	104690
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4460 E 109TH AVE THORNTON CO 802335402, THORNTON, CO 80233-5402

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 28, 2017
Property Address	4460 E 109TH AVE, THORNTON, CO 80233-5402
Document Number	0000104687
Instrument Date	Oct 30, 2017
Instrument	2017000104687
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 E 109TH AVE, THORNTON, CO 80233-5402

Mortgage

Document Number	0000104688
Date	Nov 28, 2017
Instrument	2017000104688

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,933.00 (-2.41%)	$34,950 (-5.39%) Land $6,460 Building $28,490	$514,000 (-5.86%) Land $95,000 Building $419,000
2023	$4,030.00 (+21.2%)	$36,940 (+22.36%) Land $6,090 Building $30,850	$546,000 (+25.69%) Land $90,000 Building $456,000
2022	$3,325.00	$30,190 Land $11,400 Building $18,790	$434,404 Land $164,000 Building $270,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
CenturyLink DSL	140 / 20

May also be available: Aerux Broadband, T-Mobile, Verizon.

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