Buchanan County property record for 4520 Alpha Ln, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,272 sqft · built 1986 |
| Lot Size | 0.129 acres (5,655 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| APN | 03-7.0-36-003-000-027.001 |
| Primary APN | 03-7.0-36-003-000-027.001 |
|---|
| Building Area | 1,272 sqft Base Area |
|---|---|
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 5,655 sqft (0.129 acres) |
| Lot Dimensions | 130 ft deep x 43.5 ft wide |
| Street Address | 4520 ALPHA LN |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:STRADER'S SUB-DIVISION LOT:9 BLK:LGL DESC: |
| Legal Subdivision | STRADERS SUB-DIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 100 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4520 ALPHA LN, SAINT JOSEPH, MO 64506-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2024 |
| Transfer Doc | 0003796/55 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 31, 2026 |
| Property Address | 4520 ALPHA LN, SAINT JOSEPH, MO 64506-1725 |
| Document Number | 0000007233 |
| Book / Page | 3821 / 972 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 20267233 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4520 ALPHA LN, SAINT JOSEPH, MO 64506-1725 |
| Document Number | 0000007233, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 3821/972 |
| Instrument | 20267233 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2056 |
| Max Rate | -1% |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,739.00 (+0.06%) | $25,650 (+5.21%) Land $4,280 Building $21,370 | $134,960 (+5.19%) Land $22,500 Building $112,460 |
| 2024 | $1,738.00 (+10.35%) | ||
| 2023 | $1,575.00 (-0.69%) | $24,380 (-) Land $4,280 Building $20,100 | $128,300 (-) Land $22,500 Building $105,800 |
| 2022 | $1,586.00 | $24,380 Land $4,280 Building $20,100 | |
| 2021 | $128,300 Land $22,500 Building $105,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Mercury Fiber.
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