4517 Alpha Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4517 Alpha Ln, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,354 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (May 2019)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Jan 2019 Mortgage May 2019 Mortgage
APN	`03-7.0-36-003-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-36-003-000-030.000`

Interior

Building Area	1,354 sqft Base Area
1st Floor Area	1,354 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	105 ft deep x 82 ft wide

Location & Zoning

Street Address	4517 ALPHA LN
City	SAINT JOSEPH
State	MO
Zip	64506-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STRADER'S SUB-DIVISION LOT:5 BLK:LGL DESC:
Legal Subdivision	STRADERS SUB-DIVISION
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1016
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4517 ALPHA LN, SAINT JOSEPH, MO 64506-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage NODAWAY VALLEY BANK
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Deed Document Number	20193778
Deed Book / Page	3737 / 363
Prior Transfer Date	Sep 12, 2007
Prior Transfer Doc	03026/0454
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4517 ALPHA LN, SAINT JOSEPH, MO 64506-1724
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003723/705
Date	Jan 24, 2019
Book Page	3723/705
Instrument	2019000541

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 10, 2019
Property Address	4517 ALPHA LN, SAINT JOSEPH, MO 64506-1724
Document Number	003737/363
Book / Page	3737 / 363
Instrument Date	May 10, 2019
Instrument	2019003778
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 CEPHA LANE, SAINT JOSEPH, MO 64506

Mortgage

Document Number	003737/364
Date	May 10, 2019
Book Page	3737/364
Instrument	2019003779

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,746.00 (+0.06%)	$24,830 (+7.44%) Land $4,280 Building $20,550	$130,640 (+7.43%) Land $22,500 Building $108,140
2024	$1,745.00 (+16.8%)
2023	$1,494.00 (-0.66%)	$23,110 (-) Land $4,280 Building $18,830	$121,600 (-) Land $22,500 Building $99,100
2022	$1,504.00	$23,110 Land $4,280 Building $18,830
2021			$121,600 Land $22,500 Building $99,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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