Allegany County property record for 452 Walnut St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,368 sqft · built 1939 |
| Lot Size | 0.098 acres (4,253 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,000 (Feb 2013) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-024285 |
| Primary APN | 05-024285 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,368 sqft Total Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 4,253 sqft (0.098 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 256 sqft |
| Patio Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 024285 |
|---|---|
| Street Address | 452 WALNUT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 452 WALNUT ST LOT 4 25X169 MARTZ ADDN 25X171 |
| Legal Subdivision | MARTZ ADD |
| Legal Lot Number | 4 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 1000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 452 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2013 · Amount on Record |
| Deed Sale | Feb 25, 2013 · Amount on Record |
| Prior Sale | Jan 25, 2002 |
| Deed Book / Page | 1943 / 39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 452 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 452 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Document Number | 002857-0498 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 2857/498 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jul 1, 2051 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,900 (+29.79%) Land $3,800 Building $95,100 | $98,900 (+29.79%) Land $3,800 Building $95,100 | |
| 2025 | $837.00 (+18.22%) | ||
| 2023 | $708.00 | $76,200 Land $3,800 Building $72,400 | $76,200 Land $3,800 Building $72,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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