Allegany County property record for 445 Walnut St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,428 sqft · built 1890 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $351 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-017335 |
| Primary APN | 05-017335 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,428 sqft Total Area |
| 1st Floor Area | 842 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 017335 |
|---|---|
| Street Address | 445 WALNUT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 445 WALNUT ST LOT 46 50X130 GEPHART 2ND ADDN |
| Legal Subdivision | GEPHART 2ND ADD |
| Legal Lot Number | 46 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 1000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 630 HILL TOP DR, CUMBERLAND, MD 21502-3612 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 26, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| May 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 1999 |
| Deed Sale | Jun 17, 1999 |
| Deed Document Number | 19991015 |
| Deed Book / Page | 672 / 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 26, 2026 |
| Property Address | 445 WALNUT ST, CUMBERLAND, MD 21502-1615 |
| Document Number | 3189000093 |
| Book / Page | 3189 / 93 |
| Instrument Date | Jul 15, 2026 |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 630 HILL TOP DR, CUMBERLAND, MD 21502-3612 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 20, 2026 |
| Property Address | 445 WALNUT ST, CUMBERLAND, MD 21502-1615 |
| Document Number | 3161000421 |
| Book / Page | 3161 / 421 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 630 HILL TOP DR, CUMBERLAND, MD 21502-3612 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,400 (+8.09%) Land $5,500 Building $35,900 | $41,400 (-) Land $5,500 Building $35,900 | |
| 2025 | $351.00 (+17.79%) | $38,300 (+19.31%) | $41,400 (+28.97%) Land $5,500 Building $35,900 |
| 2023 | $298.00 | $32,100 Land $5,500 Building $26,600 | $32,100 Land $5,500 Building $26,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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