452 SW Cutoff, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 452 SW Cutoff, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,952 sqft · built 1960
Lot Size	2.33 acres (101,494 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2017)
Tax Bill	$8,558 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`45-006-0001B`

Property Details

APN / Parcel Number

Primary APN	`45-006-0001B`
Alternative APN	`WORC M:45 B:006 L:0001B`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	6,351 sqft
1st Floor Area	1,952 sqft
Basement Area	1,644 sqft
Unfinished Basement	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,494 sqft (2.33 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	45-006-0001B
Street Address	452 SW CUTOFF
City	WORCESTER
State	MA
Zip	01604-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	6
Legal Lot Number	1B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1027
Census Tract	732802

Owner

452 SW Cutoff is owned by an individual who bought it in August 2017.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	259 TURNPIKE RD, SOUTHBOROUGH, MA 01772-1706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Grant Deed, Mortgage MUTUALONE BK
Aug 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on File
Deed Sale	Aug 9, 2017 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Book / Page	57557 / 297
Transfer Doc	57557-297
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2019
Property Address	452 SW CUTOFF, WORCESTER, MA 01604-2717
Book / Page	061681 / 000348
Instrument Date	Dec 30, 2019
Instrument	143695
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PINE HILL RD SOUTHBOROUGH MA 017721338, SOUTHBOROUGH, MA 01772-1338

Mortgage

Document Number	61681-348
Date	Dec 30, 2019
Book Page	061681/000348
Instrument	143695

Lender

Name	MUTUALONE BK
Type	Bank

Agreement

Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 9, 2017
Property Address	452 SW CUTOFF, WORCESTER, MA 01604-2717
Document Number	57557-297
Book / Page	057557 / 000297
Instrument Date	Aug 8, 2017
Instrument	86534
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 SW CUTOFF WORCESTER MA 016042717, WORCESTER, MA 01604-2717

Tax Assessment & Valuation

The 2026 property tax bill for 452 SW Cutoff was $8,558, up 6.2% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,558.00 (+6.21%)	$644,400 (+5.48%) Land $153,900 Building $490,500	$458,155 (-44.43%)
2025	$8,058.00	$610,900 Land $127,500 Building $483,400	$824,505 (+4.83%)
2024			$786,505
2023	$7,658.00	$534,000 Land $111,900 Building $422,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 452 SW Cutoff in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 SW Cutoff is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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