452 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 452 Santander Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,880 sqft · built 1979
Lot Size0.127 acres (5,535 sqft)
Owner2 Individual Names on File
Tax Bill$5,859 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN209-511-012-4

Property Details

APN / Parcel Number

Primary APN209-511-012-4
Alternative APN
  • 209-511-012

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,880 sqft Living Area
Gross Area2,374 sqft
1st Floor Area1,052 sqft
2nd Floor Area828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area5,535 sqft (0.127 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address452 SANTANDER DR
CitySAN RAMON
StateCA
Zip94583-2143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT05217 L0060 B
Legal SubdivisionSUBDIVISION 5217
Legal Tract05217
Legal Lot Number60
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2004
Census Tract345116

Owner

452 Santander Dr is owned and occupied by two individuals who acquired it in October 2010.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address452 SANTANDER DR, SAN RAMON, CA 94583-2143
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 28, 2010
Transfer Doc0000243028
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address452 SANTANDER DR, SAN RAMON, CA 94583-2143
Document Number0000139447
Instrument DateJul 25, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address452 SANTANDER DR SAN RAMON CA 945832143, SAN RAMON, CA 94583-2143

Mortgage

Document Number0000139447
DateAug 3, 2017
Instrument139447
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 452 Santander Dr was $5,859 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$458,151 (+2%) Land $195,040 Building $263,111
2025$5,859.00 Homeowner's exemption$449,168 Land $191,216 Building $257,952
2023$5,628.00 (+0.79%) Homeowner's exemption$431,729 Land $183,792 Building $247,937
2022$5,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 452 Santander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 Santander Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: T-Mobile.

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