450 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 450 Santander Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1979
Lot Size	0.124 acres (5,400 sqft)
Owner	Trust Name on File
Last Sale	$480,000 (Jan 2013)
Tax Bill	$8,462 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`209-511-013-2`

Property Details

APN / Parcel Number

Primary APN	`209-511-013-2`
Alternative APN	`209-511-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	450 SANTANDER DR
City	SAN RAMON
State	CA
Zip	94583-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05217 L0061 B
Legal Subdivision	SUBDIVISION 5217
Legal Tract	05217
Legal Lot Number	61
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	345116

Owner

450 Santander Dr is owner-occupied and held in a trust since January 2013.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	450 SANTANDER DR, SAN RAMON, CA 94583-2143
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2013 · Amount on File
Deed Sale	Jan 25, 2013 · Amount on File
Prior Sale	Jul 16, 1997 · Amount on File
Deed Document Number	201320801
Prior Transfer Date	Jul 9, 1997
Prior Transfer Doc	0000123435
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	450 SANTANDER DR, SAN RAMON, CA 94583-2143
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192190
Date	Sep 2, 2020
Instrument	2020-192190

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	270 Months
Due	Mar 1, 2043

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 26, 2019
Property Address	450 SANTANDER DR, SAN RAMON, CA 94583-2143
Document Number	0000041293
Instrument Date	Mar 26, 2019
Instrument	41293
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 STANDARD DR SAN RAMON CA 94583, SAN RAMON, CA 94583

Tax Assessment & Valuation

The 2025 property tax bill for 450 Santander Dr was $8,462 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,377 (+2%) Land $527,536 Building $175,841
2025	$8,462.00 Homeowner's exemption	$689,587 Land $517,193 Building $172,394
2023	$8,142.00 (+0.77%) Homeowner's exemption	$662,810 Land $497,110 Building $165,700
2022	$8,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 450 Santander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Santander Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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