Gila County property record for 452 S River Rd, Payson, AZ 85541 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Sep 2019) |
| Tax Bill | $909 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Transfer + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | 304-31-014 |
| Primary APN | 304-31-014 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,056 sqft Living Area |
|---|---|
| Gross Area | 1,632 sqft Gross Area |
| 1st Floor Area | 1,056 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 576 sqft Garage |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R033159 |
|---|---|
| Street Address | 452 S RIVER RD |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 25 TOWNSHIP: 09N RANGE: 10E LOT 7 GISELA RANCHES SUBDIVISION OF PLAT 404NE1/4 SEC 25 T9N R10E = 1.00 AC |
| Legal Range | 10E |
| Legal Township | 09N |
| Legal Section | 25 |
| Legal Subdivision | GISELA RANCHES SUBD |
| Legal Lot Number | 7 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | TONTO BASIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 600 |
Source: Gila County records · APN 304-31-014
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 17, 2021 | Intrafamily Transfer, Transfer GREAT AMERICAN TTL AGCY INC |
| Jun 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 25, 2019 | Quit Claim Deed, Transfer UNITED WHOLESALE MTG |
| Sep 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 24, 2019 | Grant Deed, Transfer SERVICELINK |
| May 31, 2018 | Trustee's Deed, Foreclosure GREAT AMERICAN TITLE AGENCY |
| Aug 01, 2017 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 201910398 |
| Last Transfer Date | Dec 09, 2021 |
| Transfer Doc | 0000016818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Dec 17, 2021 |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000016818 |
| Map Reference | MAP 563 |
| Instrument Date | Dec 09, 2021 |
| Instrument | 2021-016818 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016820 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-016820 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Dec 17, 2021 |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000016821 |
| Map Reference | MAP 563 |
| Instrument Date | Dec 09, 2021 |
| Instrument | 2021-016821 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | GREAT AMERICAN TTL AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jun 30, 2021 |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000009320 |
| Map Reference | MAP 404 |
| Instrument Date | May 08, 2021 |
| Instrument | 2021-009320 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 25, 2019 |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000010399 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 10399 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7211 W MARYLAND AVE GLENDALE AZ 853033502, GLENDALE, AZ 85303-3502 |
| Document Number | 10400 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 10400 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 25, 2019 |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000010398 |
| Map Reference | MAP 563 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2019-010398 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 452 S RIVER RD, 452, PAYSON, AZ 85541-2116 |
| Name | Verified Name |
|---|---|
| Address | 7211 W MARYLAND AVE, GLENDALE, AZ 85303-3502 |
| Document Number | 0000010400 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 2019-010400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jan 24, 2019 |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000000945 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 945 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 462 S RIVER RD PAYSON AZ 85541, PAYSON, AZ 85541 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | May 31, 2018 |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000005848 |
| Instrument Date | May 29, 2018 |
| Instrument | 5848 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2018 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $118.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 452 S RIVER RD, PAYSON, AZ 85541-2116 |
| Document Number | 0000007432 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 452 S RIVER RD PAYSON AZ 855412116, PAYSON, AZ 85541-2116 |
| Document Number | 0000007432 |
|---|---|
| Date | Aug 02, 2017 |
| Instrument | 7432 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 01, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,034 (+15.5%) Land $6,800 Building $14,234 | $210,341 (+15.5%) Land $68,000 Building $142,341 | |
| 2025 | $909.00 (+6.69%) | ||
| 2024 | $18,211 Land $4,522 Building $13,689 | $182,115 Land $45,225 Building $136,890 | |
| 2023 | $852.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 83% of the US · above 74% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 185 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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