325 S River Rd, Payson, AZ 85541 Property Records

Gila County property record for 325 S River Rd, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Architecture StyleRanch
Year BuiltBuilt 2000
Square Footage2,596 sqft Living Area
Lot Size88,427 sqft (2.03 acres)
GarageAttached, 1,222 sqft
OccupancyOwner Occupied
Last Sale$260,000 (2018)
Tax Bill$3,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-31-057A
Alternative APNs
  • R033434
  • 033434

Interior

Building Area2,596 sqft Living Area
1st Floor2,596 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialAsbestos Roof
Lot Area88,427 sqft (2.03 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area1,222 sqft Garage
Patio Area336 sqft Patio
PorchPorch

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Account NumberR033434
Street Address325 S RIVER RD
CityPAYSON
StateAZ
Zip85541-2117
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionSECTION: 24 TOWNSHIP: 09N RANGE: 10E POR HES 124 COMM AT COR 2; TH N0D15'E , 578.16 TO POB; TH S89D52'E , 497.0'; TH S0D15'W
Legal Range10E
Legal Township09N
Legal Section24
Legal SubdivisionGISELA
Legal Lot Number6
JurisdictionGILA AZ
Minor Civil DivisionTONTO BASIN
Census Blockgroup1
Census Block1005
Census Tract600

Owner

Source: Gila County records · APN 304-31-057A

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 S RIVER RD, PAYSON, AZ 85541-2117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 25, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Prior SaleMay 31, 2005
Deed Doc Number2018-007896
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address325 S RIVER RD, PAYSON, AZ 85541-2117
Transaction TypeMortgage
Record UpdatedFeb 17, 2023
Title CompanyPIONEER LAND TITLE, PIONEER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000006081
DateApr 26, 2021
Instrument2021-006081
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGILA AZ
Recording DateJul 25, 2018
Property Address325 S RIVER RD, PAYSON, AZ 85541-2117
Document Number0000007896
Instrument DateJun 22, 2018
Instrument7896
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address9342 ROBIN CT JOINT BASE LEWIS MCCHORD WA 984331208, JOINT BASE LEWIS MCCHORD, WA 98433-1208

Mortgage

Document Number7897
DateJul 25, 2018
Instrument7897
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 24, 2048

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$60,358 (+7.34%) Land $9,155 Building $51,203$603,577 (+7.34%) Land $91,548 Building $512,029
2025$3,016.00 (+6.57%)
2024$56,231 Land $6,336 Building $49,895$562,314 Land $63,360 Building $498,954
2023$2,830.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 84% of the US · above 75% of Arizona
Wildfire LikelihoodAbout 1 in 192 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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