452 Oak Arbor Cir E, Rochester, MI 48306 Property Records

Oakland County property record for 452 Oak Arbor Cir E, Rochester, MI 48306

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 3,040 sqft · built 2019
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$606,000 (Feb 2021)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-27-458-002`

Property Details

APN / Parcel Number

Primary APN	`N-10-27-458-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,040 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	452 OAK ARBOR CIR E
City	ROCHESTER
State	MI
Zip	48306-1773
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T4N, R11E, SEC 27 OAKLAND COUNTY CONDOMINIUM PLAN NO 2124 OAK ARBOR CREST UNIT 2 L 48552 P 60 8-31-15 FR 452-020
Legal Range	11E
Legal Township	04N
Legal Section	27
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	2
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2003
Census Tract	190500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Feb 19, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Sep 6, 2019	Warranty Deed, Transfer LIBERTY TITLE
Apr 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	202145776
Deed Book / Page	55742 / 307
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773

Mortgage

Document Number	0000044730
Date	Apr 23, 2024
Book Page	59307/282
Instrument	44730

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10554 BORGMAN AVE, HUNTINGTON WOODS, MI 48070-1147

Mortgage

Document Number	0000093211
Date	Apr 8, 2021
Book Page	56035/458
Instrument	93211

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773

Mortgage

Document Number	0000217231
Date	Sep 9, 2021
Book Page	56821/255
Instrument	217231

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 8, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 QAK ARBOR CIRCLE EAST, ROCHESTER, MI 48306

Mortgage

Document Number	0000469338
Date	Nov 10, 2022
Book Page	58248/613
Instrument	469338

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 19, 2021
Property Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Document Number	0000045776
Book / Page	55742 / 307
Map Reference	LB 48552 PG 60-114
Instrument Date	Feb 18, 2021
Instrument	45776
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$5,211.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48661 HAYES RD, SHELBY TOWNSHIP, MI 48315-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 6, 2019
Property Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Document Number	0000145470
Book / Page	053221 / 000205
Instrument Date	Aug 28, 2019
Instrument	145470
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,053.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48661 HAYES RD SHELBY TOWNSHIP MI 483154403, SHELBY TOWNSHIP, MI 48315-4403

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 3, 2017
Property Address	452 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Document Number	0000059619
Book / Page	050522 / 000736
Instrument Date	Mar 13, 2017
Instrument	59619
Transaction Type	Transfer
Record Updated	Jun 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 82469 ROCHESTER MI 483082469, ROCHESTER, MI 48308-2469

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,569.00 (-33.02%) Homeowner's exemption	$331,560 (+19.97%)	$663,120 (+19.97%)
2024	$6,821.00 (+24.09%)
2023		$276,370	$552,740
2021	$5,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877
Water Source	Groundwater
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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