452 Legacy Loop, Davenport, FL 33896 Property Records

Polk County property record for 452 Legacy Loop, Davenport, FL 33896

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,496 sqft · built 2023
Lot Size	0.039 acres (1,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,100 (Nov 2023)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-03-701065-000370`

Property Details

APN / Parcel Number

Primary APN	`27-26-03-701065-000370`
Alternative APN	`032627701065000370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,496 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	618 sqft
Upper Floors Area	878 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Other
Lot Area	1,699 sqft (0.039 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	260 sqft
Porch	Finished/Open Porch
Porch Area	42 sqft

Location & Zoning

Street Address	452 LEGACY LOOP
City	DAVENPORT
State	FL
Zip	33896-8410
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LEGACY UNION TOWNHOMES PB 190 PGS 28-31 LOT 37
Legal Subdivision	LEGACY UNION TOWNHOMES
Legal Block	2
Legal Lot Number	37
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12506

Owner

Source: Polk County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	452 LEGACY LOOP, DAVENPORT, FL 33896-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	2023280118
Deed Book / Page	12924 / 765
Record Updated	Oct 29, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 30, 2023
Property Address	452 LEGACY LOOP, DAVENPORT, FL 33896-8410
Document Number	0000280118
Book / Page	12924 / 765
Map Reference	MB 190 PG 28-31
Instrument Date	Nov 10, 2023
Instrument	2023280118
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,282.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LEGACY LOOP, DAVENPORT, FL 33896-8410

Mortgage

Document Number	0012924768
Date	Nov 30, 2023
Instrument	12924/768

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	7.62%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,000 (-8.08%) Land $100 Building $238,900	$239,000 (-8.08%) Land $100 Building $238,900
2025	$3,361.00 (+434.34%)	$260,000 (+441.67%) Land $100 Building $259,900	$260,000 (+441.67%) Land $100 Building $259,900
2023	$629.00 (+145.7%)	$48,000 (+148.6%) Land $48,000	$48,000 (+148.6%) Land $48,000
2022	$256.00	$19,308 Land $19,308	$19,308 Land $19,308

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20