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446 Legacy Loop, Davenport, FL 33896 Property Records

Polk County property record for 446 Legacy Loop, Davenport, FL 33896 · Last verified July 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,622 sqft · built 2023
Lot Size0.057 acres (2,483 sqft)
Owner2 Individual Names on File
Last Sale$347,600 (Oct 2023)
Tax Bill$2,990 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-26-03-701065-000380

Property Details

APN / Parcel Number

Primary APN27-26-03-701065-000380
Alternative APN
  • 032627701065000380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,622 sqft Living Area
Gross Area1,992 sqft
1st Floor Area664 sqft
Upper Floors Area958 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area2,483 sqft (0.057 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area370 sqft
PorchFinished/Open Porch
Porch Area30 sqft

Location & Zoning

Street Address446 LEGACY LOOP
CityDAVENPORT
StateFL
Zip33896-8410
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLEGACY UNION TOWNHOMES PB 190 PGS 28-31 LOT 38
Legal SubdivisionLEGACY UNION TOWNHOMES
Legal Block2
Legal Lot Number38
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2000
Census Tract12506

Owner

Source: Polk County records · APN 27-26-03-701065-000380

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address446 LEGACY LOOP, DAVENPORT, FL 33896-8410
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Deed Document Number2023241330
Deed Book / Page12871 / 460
Record UpdatedSep 20, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateOct 12, 2023
Property Address446 LEGACY LOOP, DAVENPORT, FL 33896-8410
Document Number0000241330
Book / Page12871 / 460
Map ReferenceMB 190 PG 28-31
Instrument DateOct 05, 2023
Instrument2023241330
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 25, 2023
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,433.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address446 LEGACY LOOP, DAVENPORT, FL 33896-8410

Mortgage

Document Number0012871463
DateOct 12, 2023
Instrument12871/463
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,990.00 (+375.36%) Homeowner's exemption$271,500 (+465.63%) Land $100 Building $271,400$271,500 (+465.63%) Land $100 Building $271,400
2023$629.00 (+145.7%)$48,000 (+148.6%) Land $48,000$48,000 (+148.6%) Land $48,000
2022$256.00$19,308 Land $19,308$19,308 Land $19,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050125062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004, rainfall accumulation, Hurricane Frances

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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