452 Laurel Oak Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 452 Laurel Oak Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1989
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2019)
Tax Bill	$2,249 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047 033`

Property Details

APN / Parcel Number

Primary APN	`047 033`
Alternative APNs	`677311` `386035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Heated Area
Gross Area	2,741 sqft
1st Floor Area	1,690 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	81,457 sqft (1.87 acres)
Lot Width	225 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	185 sqft
Patio Area	225 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	386035
Street Address	452 LAUREL OAK DR
City	CORNELIA
State	GA
Zip	30531-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-121 LT 14 DB 1199-529
Legal Subdivision	LAUREL OAKS
Legal Lot Number	14
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2000
Census Tract	601

Owner

452 Laurel Oak Dr is owned and occupied by an individual who bought it in August 2019.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	452 LAUREL OAK DR, CORNELIA, GA 30531-5132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Deed Document Number	20191498
Deed Book / Page	1199 / 529
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 14, 2019
Property Address	452 LAUREL OAK DR, CORNELIA, GA 30531-5132
Document Number	001199/529
Book / Page	1199 / 529
Instrument Date	Aug 14, 2019
Instrument	2019-001498
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 LAUREL OAK DR, CORNELIA, GA 30531-5132

Mortgage

Document Number	0000001199/0000000530
Date	Aug 19, 2019
Book Page	0000001199/0000000530

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 452 Laurel Oak Dr was $2,249.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,249.00	$98,672 Land $16,000 Building $82,672	$246,680 Land $40,000 Building $206,680
2023	$2,244.00 (+17.12%)	$86,468 (+17.13%) Land $12,000 Building $74,468	$216,170 (+17.13%) Land $30,000 Building $186,170
2022	$1,916.00	$73,824 Land $10,000 Building $63,824	$184,560 Land $25,000 Building $159,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 452 Laurel Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 Laurel Oak Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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