225 Laurel Oak Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 225 Laurel Oak Dr, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,016 sqft · built 1990
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Nov 2023)
Tax Bill$2,680 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN047 025

Property Details

APN / Parcel Number

Primary APN047 025
Alternative APNs
  • 148062
  • 386019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,016 sqft Heated Area
Gross Area3,232 sqft
1st Floor Area1,568 sqft
SunroomSunroom
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area33,977 sqft (0.78 acres)
Lot Width200 ft Width
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area256 sqft
Deck Area160 sqft
Patio Area432 sqft
Storage Building36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number386019
Street Address225 LAUREL OAK DR
CityCORNELIA
StateGA
Zip30531-5133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal Description10-121 LT 5 1351-377
Legal Lot Number5
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2000
Census Tract601

Owner

225 Laurel Oak Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address225 LAUREL OAK DR, CORNELIA, GA 30531-5133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on File
Deed SaleNov 14, 2023 · Amount on File
Deed Book / Page1351 / 377
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateNov 14, 2023
Property Address225 LAUREL OAK DR, CORNELIA, GA 30531-5133
Document Number001351/377
Book / Page1351 / 377
Instrument DateNov 13, 2023
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 LAUREL OAK DR, CORNELIA, GA 30531-5133

Mortgage

Document Number0000001351/0000000379
DateNov 14, 2023
Book Page0000001351/0000000379
Lender
NameMAZUMA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 225 Laurel Oak Dr was $2,680 with a homeowner's exemption.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,680.00 Homeowner's exemption$128,858 Land $16,000 Building $112,858$322,145 Land $40,000 Building $282,145
2023Homeowner's exemption$96,884 (+17.07%) Land $12,000 Building $84,884$242,210 (+17.07%) Land $30,000 Building $212,210
2022Homeowner's exemption$82,760 Land $10,000 Building $72,760$206,900 Land $25,000 Building $181,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Laurel Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Laurel Oak Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 63% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEMOREST
serves 18,049 people · EPA ID GA1370004
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable · Fiber in parts of the area
1,000 / 25

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