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452 Harrison Ave, Panama City, FL 32401 Property Records

Bay County property record for 452 Harrison Ave, Panama City, FL 32401

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,200 sqft · built 1926
Lot Size0.151 acres (6,578 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Apr 2019)
Tax Bill$6,657 (2025)
Deeds & MortgagesApr 2019 Sale
Flood ZoneZone X (minimal risk)
APN19550-000-000

Property Details

APN / Parcel Number

Primary APN19550-000-000

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area3,200 sqft Total Area
1st Floor Area2,080 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeWood Truss
Roof MaterialRolled Roofing
Lot Area6,578 sqft (0.151 acres)
Lot Dimensions165 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address452 HARRISON AVE
CityPANAMA CITY
StateFL
Zip32401-2732
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodePC10
Legal DescriptionGULF COAST DEV CO PLAT LOT 7 & N 16.3' OF LOT 8 LESS PCL IN ORB 1338 P 1655 BLK 2
Legal Range14W
Legal Township04S
Legal Section08
Legal SubdivisionGULF COAST DEV CO PLAT
Legal Block2
Legal Lot Number7,8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1060
Census Tract2000

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address416 S BONITA AVE, PANAMA CITY, FL 32401-3964
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2019 · Amount on Record
Deed SaleApr 5, 2019 · Amount on Record
Deed Document Number0041091111
Deed Book / Page4109 / 1111
Record UpdatedJun 8, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateApr 5, 2019
Property Address452 HARRISON AVE, PANAMA CITY, FL 32401-2732
Document Number0041091111
Book / Page4109 / 1111
Instrument DateApr 5, 2019
Instrument2019035252
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1914 DEWITT ST, 1914, PANAMA CITY, FL 32401-4049

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 S BONITA AVE, PANAMA CITY, FL 32401-3964

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,657.00 (+3.72%)$364,742 (-0.55%) Land $190,575 Building $174,167$364,742 (-0.55%) Land $190,575 Building $174,167
2023$6,418.00 (+15.89%)$366,774 (+14.14%) Land $173,250 Building $193,524$366,774 (+14.14%) Land $173,250 Building $193,524
2022$5,538.00$321,349 Land $126,720 Building $194,629$321,349 Land $126,720 Building $194,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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