Bay County property record for 437 Harrison Ave, Panama City, FL 32401
| Property Type | Retail Store |
|---|---|
| Details | 15,080 sqft · built 1939 |
| Lot Size | 0.192 acres (8,363 sqft) |
| Owner | Company Name on Record |
| Last Sale | $879,000 (Aug 2024) |
| Tax Bill | $15,547 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19578-000-000 |
| Primary APN | 19578-000-000 |
|---|
| Total Rooms | 9 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 15,080 sqft Gross Area |
| 1st Floor Area | 9,918 sqft |
| Basement Area | 3,132 sqft |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Fire Resistance | Fireproof Reinforced Concrete |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 8,363 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 HARRISON AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2731 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | PC10 |
| Legal Description | GCD LOTS 27,28 LESS 4 IN OFF S SIDE OF LOT 28 & LESS 4 IN OFF N SIDE OF LOT 27 BLK 3 MAP 92D1 ORB 4828 P 649 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD |
| Legal Block | 3 |
| Legal Lot Number | 27,28 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 2000 |
Source: Bay County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 437 HARRISON AVE, PANAMA CITY, FL 32401-2731 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on Record |
| Deed Sale | Aug 6, 2024 · Amount on Record |
| Prior Sale | Nov 2, 2016 · Amount on Record |
| Deed Document Number | 202446189 |
| Deed Book / Page | 4828 / 649 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,547.00 (+39.67%) | $747,003 (+19.7%) Land $242,550 Building $504,453 | $747,003 (+19.7%) Land $242,550 Building $504,453 |
| 2023 | $11,131.00 (+17.05%) | $624,068 (+17.69%) Land $220,500 Building $403,568 | $624,068 (+17.69%) Land $220,500 Building $403,568 |
| 2022 | $9,510.00 | $530,257 Land $161,280 Building $368,977 | $530,257 Land $161,280 Building $368,977 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures