452 Bethlehem Rd, Waco, KY 40385 Property Records

Madison County property record for 452 Bethlehem Rd, Waco, KY 40385

Property Summary

Property TypeOther
Lot Size45.1 acres (1,967,170 sqft)
Owner2 Individual Names on Record
Tax Bill$739 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN0098-0000-0002-AA

Property Details

APN / Parcel Number

Primary APN0098-0000-0002-AA
Alternative APNs
  • 134345
  • 97151
  • 64295

Exterior

Lot Area1,967,170 sqft (45.1 acres)

Location & Zoning

Account Number64295
Street Address452 BETHLEHEM RD
CityWACO
StateKY
Zip40385-9513
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionTRACT 2 (45.16 ACRES)
Legal Tract2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1010
Census Tract11103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address265 JOHNSON RD, BEREA, KY 40403-9609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC
Aug 6, 2021Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000725285
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address452 BETHLEHEM RD, WACO, KY 40385-9513
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M2052/625
DateMay 13, 2021
Book PageM2052/625
Instrument2014036869
Lender
NameWHITAKER BANK INC
TypeBank
AddressBEREA, KY 40403
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address452 BETHLEHEM RD, WACO, KY 40385-9513
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 BETHLEHEM RD, WACO, KY 40385-9513
InvestorPossibly a Property Investor

Mortgage

Document Number0M2079/394
DateAug 6, 2021
Book PageM2079/394
Instrument2014047193
Lender
NameWHITAKER BANK INC
TypeBank
AddressBEREA, KY 40403
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$739.00 (-2.64%) Additional exemption filed$74,500 (-)$74,500 (-)
2023$759.00$74,500$74,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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