449 Bethlehem Rd, Waco, KY 40385 Property Records

Madison County property record for 449 Bethlehem Rd, Waco, KY 40385

Property Summary

Property TypeSingle Family Home
Details2,256 sqft
Lot Size5.74 acres (250,034 sqft)
Owner2 Individual Names on Record
Tax Bill$1,463 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN0098-0000-0002-A

Property Details

APN / Parcel Number

Primary APN0098-0000-0002-A
Alternative APNs
  • 110460
  • 73677
  • 55250

Interior

Stories1 Story
Building Area2,256 sqft Living Area

Exterior

Exterior MaterialWood
Lot Area250,034 sqft (5.74 acres)

Location & Zoning

Account Number55250
Street Address449 BETHLEHEM RD
CityWACO
StateKY
Zip40385-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1 (5.74 ACRES)
Legal SubdivisionCARL & ROBIN ANGLIN 1
Legal Tract1
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1010
Census Tract11103

Owner

Source: Madison County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address449 BETHLEHEM RD, WACO, KY 40385-9513
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 17, 2024
Transfer Doc00D855/730
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateJul 8, 2026
Property Address449 BETHLEHEM RD, WACO, KY 40385-9513
Document Number0014361104
Book / Page2482 / 449
Instrument DateJun 30, 2026
Instrument202614361104
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 BETHLEHEM RD, WACO, KY 40385-9513

Mortgage

Document Number0014361104,
DateJul 8, 2026
Book Page2482/449
Instrument202614361104
Lender
NamePARK COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,463.00 (+60.77%) Homeowner's exemption$194,000 (+44.99%)$194,000 (+44.99%)
2023$910.00 Homeowner's exemption$133,800$133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Bethlehem Rd

Nearby Streets

Search Property Records by Address or Parcel Number