4519 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4519 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,663 sqft · built 1997
Lot Size	0.162 acres (7,070 sqft)
Owner	Individual Name on File
Last Sale	$599,999 (Apr 2026)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-638`

Property Details

APN / Parcel Number

Primary APN	`212-34-638`
Alternative APN	`212346389`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
Gross Area	1,801 sqft
1st Floor Area	1,663 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,070 sqft (0.162 acres)
Parking Spaces	2 Parking Spaces
Pool Area	600 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4519 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	DESERT RIDGE PARCEL 7.6 MCR 403-15
Legal Range	4E
Legal Township	4N
Legal Section	19
Legal Subdivision	DESERT RIDGE PARCEL 7.6
Legal Lot Number	480
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	615100

Owner

4519 E Lone Cactus Dr is owned and occupied by an individual who bought it in April 2026.

Source: Maricopa County records, as of April 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 16, 2026	Warranty Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Jul 2, 2021	Warranty Deed, Transfer STEWART TITLE, STEWART TTL & TR OF PHOENIX
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 8, 2017	Warranty Deed, Transfer · VA Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	2026228128
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	0000245151
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 16, 2026
Property Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000228128
Instrument Date	Apr 15, 2026
Instrument	2026228128
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930

Mortgage

Document Number	0000228129,
Date	Apr 16, 2026
Instrument	2026228129

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 16, 2026
Property Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000228127
Instrument Date	Apr 15, 2026
Instrument	2026228127
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 2, 2021
Property Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000729103
Map Reference	MB 403 PG 15
Instrument Date	Jun 29, 2021
Instrument	20210729103
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10613 DOLOSTONE CT, 10613, FORT WORTH, TX 76108-2175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3235 BRUSH COLLEGE RD NW, SALEM, OR 97304-9522

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930

Mortgage

Document Number	0000035922
Date	Jan 12, 2021
Instrument	20210035922

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 8, 2017
Property Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000665439
Map Reference	MB 403 PG 15
Instrument Date	Aug 30, 2017
Instrument	2017-0665439
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1837 W BUCKHORN TRL, 1837, PHOENIX, AZ 85085-6348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4519 E LONE CACTUS DR, PHOENIX, AZ 85050-6930

Mortgage

Document Number	0000665440
Date	Sep 8, 2017
Instrument	2017-0665440

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4519 E Lone Cactus Dr was $2,839.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,350 (+72.83%)	$603,500 (+2.76%) Land $120,700 Building $482,800
2025	$2,839.00	$34,918 (-38.6%)	$587,300 (+3.27%) Land $117,400 Building $469,900
2024		$56,870	$568,700 Land $113,700 Building $455,000
2023	$3,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4519 E Lone Cactus Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4519 E Lone Cactus Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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