4515 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4515 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,962 sqft · built 1997
Lot Size	0.133 acres (5,824 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jan 2026)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2021 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-639`

Property Details

APN / Parcel Number

Primary APN	`212-34-639`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,824 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4515 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	DESERT RIDGE PARCEL 7.6 MCR 403-15
Legal Range	04E
Legal Township	04N
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	DESERT RIDGE PARCEL 7.6
Legal Lot Number	481
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	615100

Owner

Source: Maricopa County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 SPECKMAN CT, BOLINGBROOK, IL 60440-9004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Feb 18, 2021	Beneficiary Deed, Transfer
May 23, 2018	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Dec 8, 2017	Grant Deed, Mortgage · Line of Credit DEUTSCHE BK AG/NY BRANCH
Dec 8, 2017	Re-recorded Document · Construction Mortgage DEUTSCHE BANK NATIONAL TRUST CO
Dec 1, 2017	Warranty Deed, Construction Loan · Construction Mortgage DEUTSCHE BANK NATIONAL TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	20260006247
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 6, 2026
Property Address	4515 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000006247
Map Reference	MB 403 PG 15
Instrument Date	Dec 24, 2025
Instrument	20260006247
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9021 W AVENIDA DEL SOL, PEORIA, AZ 85383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3 SPECKMAN CT, BOLINGBROOK, IL 60440-9004

Mortgage

Document Number	0000006248
Date	Jan 6, 2026
Instrument	20260006248

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 18, 2021
Property Address	4515 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000184859
Map Reference	MB 403 PG 15
Instrument Date	Feb 17, 2021
Instrument	20210184859
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8021 W AVENIDA DEL SOL, PEORIA, AZ 85383-5615
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 23, 2018
Property Address	4515 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000395572
Map Reference	MB 403 PG 15
Instrument Date	May 11, 2018
Instrument	20180395572
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	OPENDOOR WEST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8021 W AVENIDA DEL SOL, PEORIA, AZ 85383-5615

Mortgage

Document Number	0000395573
Date	May 23, 2018
Instrument	20180395573

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 8, 2017
Property Address	4515 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Instrument Date	Dec 1, 2017
Instrument	911331
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6240 E THOMAS RD #201 SCOTTSDALE AZ 852517032, 201, SCOTTSDALE, AZ 85251-7032
Investor	Possibly a Property Investor

Mortgage

Document Number	0000911331
Date	Dec 8, 2017
Instrument	911331

Lender

Name	DEUTSCHE BK AG/NY BRANCH
Type	Bank
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2836

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Dec 8, 2017
Property Address	4515 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000911330
Map Reference	MB 403 PG 15
Instrument Date	Nov 28, 2017
Instrument	2017-0911330
Record Updated	Jul 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000911331
Date	Dec 8, 2017
Instrument	2017-0911331

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company
Address	NEW YORK, NY 10005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 1, 2017
Property Address	4515 E LONE CACTUS DR, PHOENIX, AZ 85050-6930
Document Number	0000891820
Map Reference	MB 403 PG 15
Instrument Date	Nov 28, 2017
Instrument	2017-0891820
Transaction Type	Construction Loan
Record Updated	Jul 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4515 E LONE CACTUS DR, 4515, PHOENIX, AZ 85050-6930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000891821
Date	Dec 1, 2017
Instrument	2017-0891821

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,710 (+4.83%)	$577,100 (+4.83%) Land $115,400 Building $461,700
2025	$2,923.00 (-13.9%)
2024		$55,050	$550,500 Land $110,100 Building $440,400
2023	$3,395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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