Kenton County property record for 4519 Carroll St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 870 sqft · built 1945 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 056-40-00-016.00 |
| Primary APN | 056-40-00-016.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 870 sqft Finished Area |
| Gross Area | 947 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4519 CARROLL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLKING LOT 36 & ONE PARCEL IN REAR OF 36 BEING 42' IN WIDTH |
| Legal Subdivision | WOLKING |
| Legal Lot Number | 36 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4519 CARROLL ST, COVINGTON, KY 41015-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Oct 23, 2019 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4519 CARROLL ST, COVINGTON, KY 41015-1825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005900058 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 220/265 |
| Instrument | 21052605900058 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 23, 2019 |
| Property Address | 4519 CARROLL ST, COVINGTON, KY 41015-1825 |
| Document Number | 0000000317 |
| Book / Page | 0C6786 / 000186 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 317 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | IVY POINTE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4519 CARROLL ST COVINGTON KY 410151825, COVINGTON, KY 41015-1825 |
| Document Number | 318 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 0C6786/000189 |
| Instrument | 318 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,600 (-) Land $15,000 Building $146,600 | $161,600 (-) Land $15,000 Building $146,600 | |
| 2025 | $1,490.00 (-30.76%) Homeowner's exemption | $161,600 (-) Land $10,000 Building $151,600 | $161,600 (-) Land $10,000 Building $151,600 |
| 2023 | $2,152.00 | $161,600 Land $10,000 Building $151,600 | $161,600 Land $10,000 Building $151,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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