Kenton County property record for 4514 Carroll St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 736 sqft · built 1938 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Mar 2024) |
| Tax Bill | $2,053 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 056-40-00-007.00 |
| Primary APN | 056-40-00-007.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 736 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 88 ft deep x 42 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4514 CARROLL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLKING LOT 17 |
| Legal Subdivision | WOLKING |
| Legal Lot Number | 17 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4514 CARROLL ST, COVINGTON, KY 41015-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 20, 2023 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Jul 6, 2018 | Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2024 · Amount on Record |
| Deed Sale | Mar 29, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2023 · Amount on Record |
| Deed Document Number | 202468 |
| Deed Book / Page | 276 / 983 |
| Prior Transfer Date | Jul 10, 2014 |
| Prior Transfer Doc | 0000000017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 29, 2024 |
| Property Address | 4514 CARROLL ST, COVINGTON, KY 41015-1826 |
| Document Number | 0005900068 |
| Book / Page | KC 276 / 983 |
| Map Reference | PL 502-A |
| Instrument Date | Mar 27, 2024 |
| Instrument | 24032905900068 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 DUDLEY RD, EDGEWOOD, KY 41017-2330 |
| Name | Verified Name |
|---|---|
| Address | 4514 CARROLL ST, COVINGTON, KY 41015-1826 |
| Document Number | 0005900069 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | KCM 536/708 |
| Instrument | 24032905900069 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 20, 2023 |
| Property Address | 4514 CARROLL ST, COVINGTON, KY 41015-1826 |
| Document Number | 0005900039 |
| Book / Page | KC 247 / 511 |
| Map Reference | PL 502-A |
| Instrument Date | Sep 15, 2023 |
| Instrument | 23092005900039 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 DUDLEY PIKE, EDGEWOOD, KY 41017-2330 |
| Name | Verified Name |
|---|---|
| Address | 1505 MONROE ST, COVINGTON, KY 41014-1037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 6, 2018 |
| Property Address | 4514 CARROLL ST, COVINGTON, KY 41015-1826 |
| Document Number | 0000000075 |
| Book / Page | 0C6447 / 000225 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 75 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4514 CARROLL ST COVINGTON KY 410151826, COVINGTON, KY 41015-1826 |
| Document Number | 78 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 0C6447/000231 |
| Instrument | 78 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,000 (-) Land $15,000 Building $140,000 | $155,000 (-) Land $15,000 Building $140,000 | |
| 2025 | $2,053.00 (+10.14%) | $155,000 (+10.71%) Land $10,000 Building $145,000 | $155,000 (+10.71%) Land $10,000 Building $145,000 |
| 2023 | $1,864.00 (+0.81%) | $140,000 (-) Land $10,000 Building $130,000 | $140,000 (-) Land $10,000 Building $130,000 |
| 2022 | $1,849.00 | $140,000 Land $10,000 Building $130,000 | $140,000 Land $10,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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