4518 Willow Tree Way, Harlingen, TX 78552 Property Records

Cameron County property record for 4518 Willow Tree Way, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	2,163 sqft · built 2005
Lot Size	0.22 acres (9,582 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Sep 2005)
Tax Bill	$4,995 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`881927-0050-032000`

Property Details

APN / Parcel Number

Primary APN	`881927-0050-032000`
Alternative APN	`187638`

Interior

Stories	1 Story
Building Area	2,163 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	2,163 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,582 sqft (0.22 acres)
Garage Type	Attached
Garage Area	588 sqft
Driveway	Concrete Driveway
Driveway Area	1,150 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4518 WILLOW TREE WAY
City	HARLINGEN
State	TX
Zip	78552-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	WATERS EDGE PHASE II LOT 32 BLK E C1-2431-B
Legal Subdivision	WATERS EDGE PHASE II
Legal Block	E
Legal Lot Number	32
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1014
Census Tract	12104

Owner

4518 Willow Tree Way is owned and occupied by an individual who acquired it in March 2016.

Source: Cameron County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 530028, HARLINGEN, TX 78553-0028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2005 · Amount on File
Deed Sale	Sep 2, 2005 · Amount on File
Prior Sale	Apr 25, 2005 · Amount on File
Deed Document Number	200551061
Deed Book / Page	11731 / 66
Last Transfer Date	Mar 22, 2016
Transfer Doc	22357/224
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4518 WILLOW TREE WAY, HARLINGEN, TX 78552-2537
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205387
Date	Feb 8, 2022
Instrument	2022-05387

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4518 WILLOW TREE WAY, HARLINGEN, TX 78552-2537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22445/022
Date	Mar 15, 2017
Book Page	22445/022
Instrument	2017-00009945

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Feb 6, 2017
Property Address	4518 WILLOW TREE WAY, HARLINGEN, TX 78552-2537
Document Number	22357/224
Book / Page	22357 / 224
Map Reference	CAB 1 PG 2431B&2432A
Instrument Date	Mar 22, 2016
Instrument	2017-00004626
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4518 WILLOW TREE WAY, 4518, HARLINGEN, TX 78552-2537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 530028, HARLINGEN, TX 78553-0028

Tax Assessment & Valuation

The 2025 property tax bill for 4518 Willow Tree Way was $4,995 with a homeowner's exemption, up 3.9% from the year before.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,061 (+4.19%) Land $63,720 Building $274,341	$338,061 (-0.97%) Land $63,720 Building $274,341
2025	$4,995.00 (+3.93%) Homeowner's exemption	$324,468	$341,369 Land $63,720 Building $277,649
2024	$4,806.00 (-5.41%)
2023	$5,081.00 Homeowner's exemption Additional exemption filed	$347,988 Land $63,720 Building $284,268	$347,988 Land $63,720 Building $284,268
2022	$5,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4518 Willow Tree Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4518 Willow Tree Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: RGV Communications.

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