4518 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4518 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,186 sqft · built 1993
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Mar 2017)
Tax Bill	$5,597 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-054576`

Property Details

APN / Parcel Number

Primary APN	`08-054576`
Alternative APNs	`8054576` `054576`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,186 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,701 sqft (0.177 acres)
Porch	Slab
Porch Area	100 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054576
Street Address	4518 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 410- 0.1768 AC 4518 WHETSTONE CT 36-24/ ROBERTS FIELD SC 2 PLT A
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	410
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4518 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 24, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Jun 3, 1993 · Amount on Record
Deed Document Number	20178642-0437
Deed Book / Page	8642 / 437
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4518 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105100301
Date	Oct 19, 2021
Book Page	10510/301

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4518 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Document Number	0096640154
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4518 WHETSTONE CT HAMPSTEAD MD 210743150, HAMPSTEAD, MD 21074-3150

Mortgage

Document Number	0096640154
Date	May 7, 2020
Book Page	009664/000154

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 24, 2017
Property Address	4518 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Document Number	0086420437
Book / Page	008642 / 000437
Instrument Date	Mar 16, 2017
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	FORWARD SETTLEMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4518 WHETSTONE CT HAMPSTEAD MD 210743150, HAMPSTEAD, MD 21074-3150

Mortgage

Document Number	86420444
Date	Mar 24, 2017
Book Page	008642/000444

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,597.00 (+7.84%)	$412,933 (+7.93%)	$473,600 (+23.78%) Land $120,200 Building $353,400
2025	$5,190.00 (+17.71%)	$382,600 (+17.15%) Land $100,100 Building $282,500	$382,600 (-) Land $100,100 Building $282,500
2023	$4,409.00	$326,600	$382,600 Land $100,100 Building $282,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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