4513 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4513 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,040 sqft · built 1993
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$408,500 (Oct 2022)
Tax Bill	$5,948 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-054673`

Property Details

APN / Parcel Number

Primary APN	`08-054673`
Alternative APNs	`8054673` `054673`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Total Area
Basement Area	784 sqft
Finished Basement	784 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.183 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054673
Street Address	4513 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 420 -7971 SF 4513 WHETSTONE CT 36-24/ ROBERTS FIELD SC 2 PLT A
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	420
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

4513 Whetstone Ct is owned and occupied by two individuals who bought it in October 2022.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional with PMI M&T BK
Aug 27, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Mar 10, 2005 · Amount on File
Deed Book / Page	10900 / 463
Record Updated	Oct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 5, 2022
Property Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Document Number	0109000463
Book / Page	10900 / 463
Map Reference	MB 36 FO 24
Instrument Date	Sep 29, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,021.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150

Mortgage

Document Number	0109000473
Date	Oct 5, 2022
Instrument	10900-0473

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150

Mortgage

Document Number	0106540393
Date	Jan 31, 2022
Book Page	10654/393

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ELLICOTT CITY, MD 21042

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jan 3, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150

Mortgage

Document Number	0106030357
Date	Dec 16, 2021
Book Page	10603/357

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ELLICOTT CITY, MD 21042

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	263 Months
Due	Nov 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Document Number	0096810179
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 WHETSTONE CT HAMPSTEAD MD 210743150, HAMPSTEAD, MD 21074-3150

Mortgage

Document Number	0096810179
Date	May 19, 2020
Book Page	009681/000179

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 18, 2035

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 27, 2019
Property Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Document Number	0093900115
Book / Page	009390 / 000115
Instrument Date	Jul 11, 2019
Transaction Type	Foreclosure
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,078.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4513 WHETSTONE CT HAMPSTEAD MD 210743150, HAMPSTEAD, MD 21074-3150

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4513 WHETSTONE CT, HAMPSTEAD, MD 21074-3150
Document Number	0086850342
Book / Page	008685 / 000342
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4513 WHETSTONE CT HAMPSTEAD MD 210743150, HAMPSTEAD, MD 21074-3150

Mortgage

Document Number	0086850342
Date	May 12, 2017
Book Page	008685/000342

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4513 Whetstone Ct was $5,948, up 7.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,948.00 (+7.87%)	$437,700	$502,500 Land $120,600 Building $381,900
2025	$5,514.00
2023	$4,297.00	$318,367	$405,300 Land $100,300 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4513 Whetstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4513 Whetstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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