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4518 SE Roaring Brook Way, Stuart, FL 34997 Property Records

Martin County property record for 4518 SE Roaring Brook Way, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,424 sqft · built 1985
Lot Size0.119 acres (5,184 sqft)
Owner2 Individual Names on File
Last Sale$128,000 (Jun 2018)
Tax Bill$1,946 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN40-38-41-007-000-0179.0-5-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-007-000-0179.0-5-0000
Alternative APNs
  • 40-38-41-007-000-01790-5
  • 36389

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Units2 Units
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,952 sqft
1st Floor Area1,424 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,184 sqft (0.119 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Pool Area450 sqft
PorchScreened Concrete Masonry Porch
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number36389
Street Address4518 SE ROARING BROOK WAY
CitySTUART
StateFL
Zip34997-5550
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionFISHERMANS COVE SEC 2 PHASE 3 B LOT 179 NORTH 1/2
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE
Legal Block2
Legal Lot Number179
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2010
Census Tract1105

Owner

4518 SE Roaring Brook Way, a duplex, is owned and occupied by two individuals who bought it in June 2018.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4518 SE ROARING BROOK WAY, STUART, FL 34997-5550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Line of Credit
AMERANT BANK NA
Jun 18, 2018Warranty Deed, Transfer
COUNSELORS TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2018 · Amount on File
Deed SaleJun 18, 2018 · Amount on File
Prior SaleSep 10, 1993 · Amount on File
Deed Document Number20182700633
Deed Book / Page2999 / 605
Prior Transfer DateOct 5, 2011
Prior Transfer Doc0000292011
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4518 SE ROARING BROOK WAY, STUART, FL 34997-5550
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 SE ROARING BROOK WAY, STUART, FL 34997-5550
InvestorPossibly a Property Investor

Mortgage

Document Number0032560522
DateSep 14, 2021
Book Page3256/522
Instrument2913951
Lender
NameAMERANT BANK NA
TypeBank
AddressMIAMI, FL 33134
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 18, 2018
Property Address4518 SE ROARING BROOK WAY, STUART, FL 34997-5550
Document Number0029990605
Book / Page002999 / 000605
Instrument DateJun 15, 2018
Instrument2700633
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyCOUNSELORS TITLE COMPANY

Transaction

AmountAmount on Record
Tax$896.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8390 SW SNAPDRAGON CT STUART FL 349974800, STUART, FL 34997-4800

Tax Assessment & Valuation

The 2025 property tax bill for 4518 SE Roaring Brook Way was $1,946 with a homeowner's exemption, up 0.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,946.00 (+0.26%) Additional exemption filed$136,140$243,090 Land $130,000 Building $113,090
2024$1,941.00 (+3.24%)
2023$1,880.00 (+4.39%) Additional exemption filed$128,451 (+3%)$227,980 (+27.34%) Land $110,000 Building $117,980
2022$1,801.00 Homeowner's exemption$124,710$179,030 Land $89,680 Building $89,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4518 SE Roaring Brook Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4518 SE Roaring Brook Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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