4511 SE Roaring Brook Way, Stuart, FL 34997 Property Records

Martin County property record for 4511 SE Roaring Brook Way, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,712 sqft · built 1985
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2007)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-007-000-0181.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-007-000-0181.0-1-0000`
Alternative APNs	`40-38-41-007-000-01810-1` `36391`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.124 acres)
Porch	Open Concrete/Masonry Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36391
Street Address	4511 SE ROARING BROOK WAY
City	STUART
State	FL
Zip	34997-5561
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	FISHERMANS COVE SEC 2 PHASE 3 B LOT 181 NORTH 1/2
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	FISHERMANS COVE
Legal Block	2
Legal Lot Number	181
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

4511 SE Roaring Brook Way, a duplex, is owned and occupied by two individuals who acquired it in May 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4511 SE ROARING BROOK WAY, STUART, FL 34997-5561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2007 · Amount on File
Deed Sale	Sep 5, 2007 · Amount on File
Prior Sale	Dec 1, 1994 · Amount on File
Deed Document Number	20072036730
Deed Book / Page	2276 / 391
Last Transfer Date	May 9, 2022
Transfer Doc	0002960023
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4511 SE ROARING BROOK WAY, STUART, FL 34997-5561
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4511 SE ROARING BROOK WAY, STUART, FL 34997-5561

Mortgage

Document Number	0034102337
Date	Dec 11, 2023
Book Page	3410/2337
Instrument	3048747

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4511 SE Roaring Brook Way was $2,136 with a homeowner's exemption, up 0.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00 (+0.09%) Homeowner's exemption	$148,162	$247,380 Land $130,000 Building $117,380
2024	$2,134.00 (+3.09%)
2023	$2,070.00 (+4.33%) Additional exemption filed	$139,794 (+3%)	$232,720 (+28.28%) Land $110,000 Building $122,720
2022	$1,984.00 Homeowner's exemption	$135,723	$181,410 Land $89,680 Building $91,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4511 SE Roaring Brook Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4511 SE Roaring Brook Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20