Union County property record for 4518 Murphy Ln, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 924 sqft · built 1985 |
| Lot Size | 18.4 acres (804,902 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Construction Loan Feb 2024 Sale & Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-005-007 |
| Primary APN | 05-005-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 804,902 sqft (18.4 acres) |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4518 MURPHY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 1377-281 LESS 3998-684, LESS 7014-061, LESS OPCQ667 |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21005 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 301, MINERAL SPRINGS, NC 28108-0301 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2025 | Warranty Deed, Construction Loan · Construction Mortgage AMERICAN BANK OF THE CAROLINAS |
| Feb 29, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage WELCOME CU |
| Apr 28, 2023 | Correction Deed MASTER TITLE |
| Apr 26, 2023 | Correction Deed |
| Apr 19, 2023 | Warranty Deed, Transfer MASTER TITLE |
| Sep 13, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 26, 2023 |
| Transfer Doc | 0008696412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 5, 2025 |
| Property Address | 4518 MURPHY LN, MONROE, NC 28112-7586 |
| Document Number | 0009057268 |
| Book / Page | 9057 / 268 |
| Map Reference | MBQ FILE 667 |
| Instrument Date | Feb 5, 2025 |
| Instrument | 2808 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1232 GRAMERCY DR, INDIAN TRAIL, NC 28079-0377 |
| Name | Verified Name |
|---|---|
| Address | 3013 ARSDALE RD, WAXHAW, NC 28173-7151 |
| Document Number | 0000004085 |
|---|---|
| Date | Feb 5, 2025 |
| Instrument | 4085 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 29, 2024 |
| Property Address | 4518 MURPHY LN, MONROE, NC 28112-7586 |
| Document Number | 0008861277 |
| Book / Page | 8861 / 277 |
| Map Reference | MB Q FILE 667 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 4406 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1933 STONEY POINT CIR, MONROE, NC 28112-5276 |
| Name | Verified Name |
|---|---|
| Address | 1232 GRAMERCY DR, INDIAN TRAIL, NC 28079-0377 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004407 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 4407 |
| Name | WELCOME CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 28, 2023 |
| Property Address | 4518 MURPHY LN, MONROE, NC 28112-7586 |
| Document Number | 0000869968 |
| Book / Page | 8699 / 68 |
| Map Reference | MB Q FILE 667 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 9992 |
| Record Updated | Dec 2, 2025 |
| Title Company | MASTER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 301, MINERAL SPRINGS, NC 28108-0301 |
| Name | Verified Name |
|---|---|
| Address | 1933 STONEY POINT CIR, MONROE, NC 28112-5276 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 26, 2023 |
| Property Address | 4518 MURPHY LN, MONROE, NC 28112-7586 |
| Document Number | 0008696412 |
| Book / Page | 8696 / 412 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 9649 |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1933 STONEY POINT CIR, MONROE, NC 28112-5276 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 301, MINERAL SPRINGS, NC 28108-0301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 19, 2023 |
| Property Address | 4518 MURPHY LN, MONROE, NC 28112-7586 |
| Document Number | 0000869299 |
| Book / Page | 8692 / 99 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 8991 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | MASTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 301, MINERAL SPRINGS, NC 28108-0301 |
| Name | Verified Name |
|---|---|
| Address | 1933 STONEY POINT CIR, MONROE, NC 28112-5276 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 13, 2017 |
| Property Address | 4502 MURPHY LN, MONROE, NC 28112-7586 |
| Document Number | 701461 |
| Book / Page | 007014 / 000061 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 26938 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 301 MINERAL SPRINGS NC 281080301, MINERAL SPRINGS, NC 28108-0301 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,064.00 (+98.08%) | $428,600 (+160.86%) Land $425,100 Building $3,500 | $428,600 (+160.86%) Land $425,100 Building $3,500 |
| 2023 | $1,042.00 | $164,300 Land $162,400 Building $1,900 | $164,300 Land $162,400 Building $1,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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