Union County property record for 4410 Murphy Ln, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,606 sqft · built 1975 |
| Lot Size | 29.9 acres (1,303,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (May 2012) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-005-006 |
| Primary APN | 05-005-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,303,751 sqft (29.9 acres) |
| Garage Type | Carport |
| Garage Area | 462 sqft |
| Carport | Carport |
| Carport Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 863 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4410 MURPHY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 8781-0844 |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21005 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4410 MURPHY LN, MONROE, NC 28112-7585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Intrafamily Transfer, Transfer |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2012 · Amount on Record |
| Deed Sale | May 4, 2012 · Amount on Record |
| Deed Document Number | 201213524 |
| Deed Book / Page | 5732 / 399 |
| Last Transfer Date | Sep 15, 2023 |
| Transfer Doc | 0008781844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 15, 2023 |
| Property Address | 4410 MURPHY LN, MONROE, NC 28112-7585 |
| Document Number | 0008781844 |
| Book / Page | 8781 / 844 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 22554 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4410 MURPHY LN, MONROE, NC 28112-7585 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4410 MURPHY LN, MONROE, NC 28112-7585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 7891634 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 7891/634 |
| Instrument | 47991 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4410 MURPHY LN, MONROE, NC 28112-7585 |
| Document Number | 6977170 |
| Book / Page | 006977 / 000170 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4410 MURPHY LN MONROE NC 281127585, MONROE, NC 28112-7585 |
| Document Number | 6977170 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 006977/000170 |
| Instrument | 20717 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986,000 (+97.48%) Land $579,400 Building $406,600 | $986,000 (-) Land $579,400 Building $406,600 | |
| 2025 | $2,404.00 (+6.51%) | $499,300 (-5.74%) Land $92,700 Building $406,600 | $986,000 (+86.14%) Land $579,400 Building $406,600 |
| 2023 | $2,257.00 | $529,700 (-) Land $215,100 Building $314,600 | $529,700 (-) Land $215,100 Building $314,600 |
| 2022 | $2,257.00 | $529,700 Land $215,100 Building $314,600 | $529,700 Land $215,100 Building $314,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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