4518 Lewis Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4518 Lewis Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,386 sqft · built 2016
Lot Size	0.237 acres (10,334 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Dec 2015)
Tax Bill	$1,388 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-020-0140-0060`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-020-0140-0060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,386 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	10,334 sqft (0.237 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	784 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4518 LEWIS AVE
City	SEBRING
State	FL
Zip	33875-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 6 BLK 14
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	14
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1041
Census Tract	961301

Owner

4518 Lewis Ave is owned and occupied by an individual who acquired it in February 2017.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4518 LEWIS AVE, SEBRING, FL 33875-5137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 28, 2017	Warranty Deed, Transfer DANIEL S & LORI E ECHOLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2015 · Amount on File
Deed Sale	Dec 16, 2015 · Amount on File
Prior Sale	Dec 16, 2015 · Amount on File
Deed Document Number	0001797885
Deed Book / Page	002507 / 000993
Last Transfer Date	Feb 28, 2017
Transfer Doc	0001844074
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4518 LEWIS AVE, SEBRING, FL 33875-5137
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 LEWIS AVE, SEBRING, FL 33875-5137

Mortgage

Document Number	0002289754
Date	Dec 1, 2025
Book Page	3159/1813
Instrument	2289754

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4518 LEWIS AVE, SEBRING, FL 33875-5137
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002112376
Date	Aug 29, 2022
Book Page	2927/1637
Instrument	2112376

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4518 LEWIS AVE, SEBRING, FL 33875-5137
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002061311
Date	Oct 28, 2021
Book Page	2861/1060
Instrument	2061311

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 28, 2017
Property Address	4518 LEWIS AVE, SEBRING, FL 33875-5137
Document Number	0001844074
Book / Page	002568 / 000646
Instrument Date	Feb 28, 2017
Instrument	1844074
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 LEWIS AVE SEBRING FL 338755137, SEBRING, FL 33875-5137

Mortgage

Document Number	1844075
Date	Feb 28, 2017
Book Page	002568/000647
Instrument	1844075

Lender

Name	DANIEL S & LORI E ECHOLS
Address	1608 RUTLEDGE AVE, LAKE PLACID, FL 33852-8667
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	264 Months
Due	Feb 27, 2039

Interest

Rate	1.5%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,014	$198,016 Land $20,231 Building $177,785
2024	$1,388.00 (+3.04%)
2023	$1,347.00 (+2.36%) Homeowner's exemption	$115,121 (+3%)	$197,896 (+15.87%) Land $16,600 Building $181,296
2022	$1,316.00 Homeowner's exemption	$111,768	$170,791 Land $12,450 Building $158,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4518 Lewis Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4518 Lewis Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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