4512 Lewis Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4512 Lewis Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,321 sqft · built 1985
Lot Size	0.237 acres (10,334 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Oct 2014)
Tax Bill	$3,354 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-020-0140-0050`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-020-0140-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,321 sqft Living Area
1st Floor Area	1,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,334 sqft (0.237 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Finished
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	516 sqft
Patio Area	706 sqft
Fence	Fence
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4512 LEWIS AVE
City	SEBRING
State	FL
Zip	33875-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 5 BLK 14
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	14
Legal Lot Number	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1041
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4512 LEWIS AVE, SEBRING, FL 33875-5137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Mar 26, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Feb 22, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Prior Sale	Oct 2, 2001
Deed Document Number	1752234
Deed Book / Page	2450 / 1667
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4512 LEWIS AVE, SEBRING, FL 33875-5137
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 LEWIS AVE, SEBRING, FL 33875-5137

Mortgage

Document Number	0002078528
Date	Feb 16, 2022
Book Page	2884/1729
Instrument	2078528

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4512 LEWIS AVE, SEBRING, FL 33875-5137
Document Number	0001897596
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 LEWIS AVE SEBRING FL 338755137, SEBRING, FL 33875-5137

Mortgage

Document Number	0001897596
Date	May 23, 2018
Book Page	002637/000798
Instrument	1897596

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4512 LEWIS AVE, SEBRING, FL 33875-5137
Document Number	0001844459
Book / Page	002568 / 001848
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4512 LEWIS AVE SEBRING FL 338755137, SEBRING, FL 33875-5137

Mortgage

Document Number	0001844459
Date	Mar 3, 2017
Book Page	002568/001848
Instrument	1844459

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,029 (+2.47%) Land $20,231 Building $218,798	$239,029 (+2.47%) Land $20,231 Building $218,798
2024	$3,354.00 (+4.58%)
2023	$3,207.00 (+8.64%)	$233,268 (+15.4%) Land $16,600 Building $216,668	$233,268 (+15.4%) Land $16,600 Building $216,668
2022	$2,952.00	$202,143 Land $12,450 Building $189,693	$202,143 Land $12,450 Building $189,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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