Delaware County property record for 4518 Coldstream Ct, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,231 sqft · built 1995 |
| Lot Size | 0.871 acres (37,962 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $643,167 (Apr 2019) |
| Tax Bill | $11,770 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 318-411-02-029-000 |
| Primary APN | 318-411-02-029-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,231 sqft Living Area |
| Gross Area | 5,766 sqft |
| 1st Floor Area | 1,854 sqft |
| Upper Floors Area | 1,377 sqft |
| Basement Area | 1,836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 37,962 sqft (0.871 acres) |
| Lot Dimensions | 276 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 300 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 4518 COLDSTREAM CT |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1933 HIGHLAND LAKES SEC 3 PART 2 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Lot Number | 1933 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | ORANGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11540 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4518 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 28, 2021 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Apr 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2003 · Amount on Record |
| Deed Document Number | 20197447 |
| Deed Book / Page | 1627 / 1937 |
| Prior Transfer Date | Jul 16, 2003 |
| Prior Transfer Doc | 0000065662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4518 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004474 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 202600004474 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4518 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000047815 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 1914/2174 |
| Instrument | 202100047815 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4518 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | LANDSEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031563 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 1760/1080 |
| Instrument | 202000031563 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 2, 2019 |
| Property Address | 4518 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Document Number | 0000007447 |
| Book / Page | 1627 / 1937 |
| Map Reference | CAB 1 SL 175-177 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 201900007447 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 78420, PHOENIX, AZ 85062-8420 |
| Mail Care Of | CHASE |
| Document Number | 0000007449 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 201900007449 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Orange Township |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,770.00 (+1.55%) | $210,180 (-) Land $64,470 Building $145,710 | $600,500 (-) Land $184,200 Building $416,300 |
| 2024 | $11,590.00 (-0.36%) Homeowner's exemption | $210,180 (-) Land $64,470 Building $145,710 | |
| 2023 | $11,632.00 Homeowner's exemption | $210,180 Land $64,470 Building $145,710 | $600,500 Land $184,200 Building $416,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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