Delaware County property record for 4500 Coldstream Ct, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,601 sqft · built 1994 |
| Lot Size | 1.42 acres (18,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,500 (Apr 2009) |
| Tax Bill | $17,415 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Dec 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 318-411-02-028-000 |
| Primary APN | 318-411-02-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,601 sqft Living Area |
| Gross Area | 8,308 sqft |
| 1st Floor Area | 3,047 sqft |
| Upper Floors Area | 1,554 sqft |
| Basement Area | 2,957 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 18,825 sqft (1.42 acres) |
| Lot Dimensions | 251 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 434 sqft |
| Deck Area | 200 sqft |
| Patio Area | 1,300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 4500 COLDSTREAM CT |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1932 HIGHLAND LAKES SEC 3 PART 2 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Lot Number | 1932 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | ORANGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11540 |
4500 Coldstream Ct is owned and occupied by two individuals who bought it in April 2009.
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL OHIO |
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL OH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2009 · Amount on File |
| Deed Sale | Apr 17, 2009 · Amount on File |
| Prior Sale | Sep 14, 2005 · Amount on File |
| Deed Document Number | 200912449 |
| Deed Book / Page | 897 / 1549 |
| Prior Transfer Date | Aug 22, 2005 |
| Prior Transfer Doc | 0000037508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Document Number | 0000034198 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 1884/2872 |
| Instrument | 202100034198 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036984 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017-00036984 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 9, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | MONARCH TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012646 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 1638/0007 |
| Instrument | 201900012646 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002427 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 1695/2462 |
| Instrument | 202000002427 |
| Name | FIFTH THIRD BANK CENTRAL OHIO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000028691 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 1872/2330 |
| Instrument | 202100028691 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4500 COLDSTREAM CT, WESTERVILLE, OH 43082-8719 |
| Document Number | 0000019596 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4500 COLDSTREAM CT WESTERVILLE OH 430828719, WESTERVILLE, OH 43082-8719 |
| Document Number | 0000019596 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 001652/000122 |
| Instrument | 19596 |
| Name | FIFTH THIRD BK/CTRL OH |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4500 Coldstream Ct was $17,415, up 1.6% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Orange Township |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,415.00 (+1.56%) | $310,940 (-) Land $70,630 Building $240,310 | $888,400 Land $201,800 Building $686,600 |
| 2024 | $17,147.00 (-0.37%) Homeowner's exemption | $310,940 (-) Land $70,630 Building $240,310 | |
| 2023 | $17,210.00 Homeowner's exemption | $310,940 Land $70,630 Building $240,310 | $888,400 Land $201,800 Building $686,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4500 Coldstream Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4500 Coldstream Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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