4518 Charm Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4518 Charm Dr, Waterloo, IA 50701

Property Summary

Property Type	Warehouse, Storage
Details	5,184 sqft · built 2018
Lot Size	0.821 acres (35,762 sqft)
Owner	Company Name on File
Tax Bill	$15,524 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8813-07-351-007`

Property Details

APN / Parcel Number

Primary APN	`8813-07-351-007`

Interior

Stories	1 Story
Building Area	5,184 sqft Gross Area
1st Floor Area	5,184 sqft
Interior Walls	Metal
Overhead Door	Overhead Door

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Metal
Lot Area	35,762 sqft (0.821 acres)
Lot Dimensions	275 ft deep x 130 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4518 CHARM DR
City	WATERLOO
State	IA
Zip	50701-9756
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	SOUTHLAND PARK FOURTH ADDITION TRACT C-8
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	SOUTHLAND PARK FOURTH ADDITION
Legal Tract	C-8
Legal Lot Number	C8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1042
Census Tract	3001

Owner

4518 Charm Dr, an industrial property, is owned by a company.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 203, WATERLOO, IA 50704-0203
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 10, 2017
Property Address	4518 CHARM DR, WATERLOO, IA 50701-9756
Document Number	201700017692
Instrument Date	Apr 7, 2017
Instrument	2017-00017692
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 203, WATERLOO, IA 50704-0203
Investor	Possibly a Property Investor

Mortgage

Document Number	201700017693
Date	Apr 10, 2017
Instrument	2017-00017693

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4518 Charm Dr was $15,524, up 10.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,524.00 (+10.43%)	$452,150 Land $82,100 Building $370,050	$452,150 Land $82,100 Building $370,050
2024	$14,058.00
2023		$412,490 (+46.27%) Land $82,100 Building $330,390	$412,490 Land $82,100 Building $330,390
2022	$8,068.00	$282,000 Land $49,260 Building $232,740
2021			$282,000 Land $49,260 Building $232,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4518 Charm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4518 Charm Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charm Dr

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