Black Hawk County property record for 4455 Charm Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,038 sqft · built 2024 |
| Lot Size | 0.262 acres (11,410 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Mar 2024 Sale & Construction Loan |
| APN | 8813-07-352-004 |
| Primary APN | 8813-07-352-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,410 sqft (0.262 acres) |
| Lot Dimensions | 163 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 891 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 294 sqft |
| Patio Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4455 CHARM DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHLAND PARK SIXTH ADD LOT 4 |
| Legal Subdivision | SOUTHLAND PARK SIXTH ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 3001 |
Source: Black Hawk County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10316 U AVE, NEW HARTFORD, IA 50660-7505 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Mar 19, 2024 | Warranty Deed, Construction Loan · Construction Mortgage GREENSTATE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4455 CHARM DR, WATERLOO, IA 50701-9755 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4455 CHARM DR, WATERLOO, IA 50701-9755 |
| Document Number | 0202422701 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 2024-22701 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | 2355 LANDON RD, NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 19, 2024 |
| Property Address | 4455 CHARM DR, WATERLOO, IA 50701-9755 |
| Document Number | 202400011456 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 202400011456 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10316 U AVE, NEW HARTFORD, IA 50660-7505 |
| Document Number | 202400011457 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 202400011457 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jan 15, 2025 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 | $385,030 (+4,653.46%) Land $42,260 Building $342,770 | $385,030 (+4,653.46%) Land $42,260 Building $342,770 |
| 2024 | $496.00 | ||
| 2023 | $8,100 Land $8,100 | $8,100 Land $8,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
|---|---|
| Nearby Flood Policies | 37 units insured incl. 16 condo units |
| Nearby Flood Claims | 2 (1985–2020) |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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