Pottawattamie County property record for 4518 Apache St, Council Bluffs, IA 51501
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 842 sqft · built 2007 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Sep 2024) |
| Tax Bill | $4,064 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 7444 13 252 018 |
| Primary APN | 7444 13 252 018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 842 sqft Base Area |
| 1st Floor Area | 842 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 70 sqft |
| Street Address | 4518 APACHE ST |
|---|---|
| City | COUNCIL BLUFFS |
| State | IA |
| Zip | 51501-8397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | MANAWA PARK ADD REPLAT OF BLK 27 TO 31 LT 13 BLK A |
| Legal Range | 44W |
| Legal Township | 74N |
| Legal Section | 13 |
| Legal Subdivision | MANAWA PARK ADDITION REPLAT BLOCKS 27 TH |
| Legal Block | 27 |
| Legal Lot Number | 13 |
| Jurisdiction | POTTAWATTAMIE IA |
| Township / Civil Division | LEWIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 31900 |
Source: Pottawattamie County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4518 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2024 · Amount on Record |
| Deed Sale | Sep 4, 2024 · Amount on Record |
| Prior Sale | Mar 5, 2014 · Amount on Record |
| Deed Document Number | 20249029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 4518 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4518 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000011849 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 2023-11849 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 4518 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4518 APACHE ST, COUNCIL BLFS, IA 51501-8397 |
| Document Number | 2021 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 2021/9594 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 4518 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000009037 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4518 APACHE ST COUNCIL BLUFFS IA 515018397, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000009037 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 9037 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 28, 2029 |
Source: Pottawattamie County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Pottawattamie County |
| Municipality | Council Bluffs City |
| Unified School District | Lewis Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,200 (-) Land $23,700 Building $251,500 | $275,200 (-) Land $23,700 Building $251,500 | |
| 2025 | $4,064.00 | $275,200 (+16.22%) Land $23,700 Building $251,500 | $275,200 (+16.22%) Land $23,700 Building $251,500 |
| 2024 | $4,064.00 (-25.4%) | ||
| 2023 | $236,800 Land $20,600 Building $216,200 | $236,800 Land $20,600 Building $216,200 | |
| 2021 | $5,448.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 20 (1980–2011) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Aug 2011 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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