Pottawattamie County property record for 4512 Apache St, Council Bluffs, IA 51501
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 600 sqft · built 1954 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (May 2023) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 7444 13 252 015 |
| Primary APN | 7444 13 252 015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Base Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 320 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 112 sqft |
| Street Address | 4512 APACHE ST |
|---|---|
| City | COUNCIL BLUFFS |
| State | IA |
| Zip | 51501-8397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | MANAWA PARK ADD REPLAT OF BLK 27 TO 31 LT 10 BLK A |
| Legal Range | 44W |
| Legal Township | 74N |
| Legal Section | 13 |
| Legal Subdivision | MANAWA PARK ADDITION REPLAT BLOCKS 27 TH |
| Legal Block | 27 |
| Legal Lot Number | 10 |
| Jurisdiction | POTTAWATTAMIE IA |
| Township / Civil Division | LEWIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 31900 |
Source: Pottawattamie County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4512 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC |
| Jan 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NATIONAL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Nov 8, 2010 · Amount on Record |
| Deed Document Number | 20234932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Recording Date | May 31, 2023 |
| Property Address | 4512 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000004932 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023-04932 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | MIDWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4512 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Document Number | 0000004933 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-04933 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Number | 0000004934 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-04934 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 4512 APACHE ST, COUNCIL BLUFFS, IA 51501-8397 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000929 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 2021/929 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Pottawattamie County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Pottawattamie County |
| Municipality | Council Bluffs City |
| Unified School District | Lewis Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,500 (-) Land $23,700 Building $117,800 | $141,500 (-) Land $23,700 Building $117,800 | |
| 2025 | $2,020.00 (-4.99%) | $141,500 (+42.5%) Land $23,700 Building $117,800 | $141,500 (+42.5%) Land $23,700 Building $117,800 |
| 2023 | $99,300 Land $20,600 Building $78,700 | $99,300 Land $20,600 Building $78,700 | |
| 2021 | $2,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 20 (1980–2011) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Aug 2011 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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