Frederick County property record for 4517 Elmer Derr Rd, Frederick, MD 21703 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,766 sqft · built 1989 |
| Lot Size | 5.99 acres (260,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2021) |
| Tax Bill | $4,965 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-318070 |
| Primary APN | 14-318070 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,766 sqft Living Area |
| Gross Area | 3,206 sqft |
| 1st Floor Area | 1,506 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 260,924 sqft (5.99 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 318070 |
|---|---|
| Street Address | 4517 ELMER DERR RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SEC 1 PL 1 5.996 ACRES ARBORETA ELMER DERR RD. |
| Legal Subdivision | ARBORETA |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 752502 |
Source: Frederick County records · APN 14-318070
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4517 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Jun 02, 2021 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Dec 27, 2019 | Quit Claim Deed, Transfer RGS TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Prior Sale | Sep 09, 2015 · Amount on Record |
| Deed Book / Page | 14945 / 228 |
| Prior Transfer Date | Dec 19, 2019 |
| Prior Transfer Doc | 0134220031 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4517 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4517 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Document Number | 0154930435 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 15493/435 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 02, 2021 |
| Property Address | 4517 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Document Number | 0149450228 |
| Book / Page | 14945 / 228 |
| Map Reference | MB 28 PL 109 |
| Instrument Date | May 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4517 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Document Number | 0014945234 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 14945/234 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 27, 2019 |
| Property Address | 4517 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Document Number | 0134220031 |
| Book / Page | 013422 / 000031 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | RGS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4517 ELMER DERR RD FREDERICK MD 217037407, FREDERICK, MD 21703-7407 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487,633 (+16.2%) | $542,900 (+18.02%) Land $169,900 Building $373,000 | |
| 2024 | $4,965.00 (+8.67%) | ||
| 2023 | $4,569.00 Homeowner's exemption | $419,667 | $460,000 Land $156,400 Building $303,600 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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