Frederick County property record for 4501 Elmer Derr Rd, Frederick, MD 21703 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1989 |
| Square Footage | 1,960 sqft Living Area |
| Lot Size | 6.41 acres |
| Garage | Basement, 392 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,394.00 (2025) |
| Primary APN | 14-318038 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,280 sqft Gross Area |
| 1st Floor | 1,176 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 279,655 sqft |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 392 sqft Garage |
| Deck Area | 320 sqft Deck |
|---|---|
| Patio Area | 616 sqft Patio |
| Porch | Open Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 318038 |
|---|---|
| Street Address | 4501 ELMER DERR RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SEC 1 PL 1 6.425 ACRES ARBORETA ELMER DERR ROAD |
| Legal Subdivision | ARBORETA |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 14, JEFFERSON |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 752502 |
Source: Frederick County records · APN 14-318038
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4501 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2024 |
| Transfer Doc | 0169270285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 24, 2026 |
| Property Address | 4501 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Document Number | 1797000472 |
| Book / Page | 17973 / 472 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | BRENNAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 4501 ELMER DERR RD, FREDERICK, MD 21703-7407 |
| Document Number | 1797000472, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 17973/472 |
| Name | EDUCATIONAL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,967 (+5.5%) | $476,600 (-) Land $166,000 Building $310,600 | |
| 2025 | $5,394.00 (+6.6%) | $429,333 (+16.29%) | $476,600 (+17.48%) Land $166,000 Building $310,600 |
| 2024 | $5,060.00 (+13.07%) | ||
| 2023 | $4,475.00 | $369,200 | $405,700 Land $152,800 Building $252,900 |
4501 Elmer Derr Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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