St. Mary's County property record for 45168 Lighthouse Rd, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,320 sqft Total Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Garage | Detached, 448 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2025) |
| Tax Bill | $5,426.00 (2025) |
| Primary APN | 02-014734 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,320 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,602 sqft (0.45 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 448 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Shed | 1 Shed |
| Shed Area | 480 sqft Shed |
| Deck Area | 288 sqft Deck |
| Porch Area | 232 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 014734 |
|---|---|
| Street Address | 45168 LIGHTHOUSE RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 47 PLAT EBA 8/49 TOLSON'S SUBD |
| Legal Subdivision | WARREN TOLSON S SUBDIVISION |
| Legal Lot Number | 47 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 2, VALLEY LEE |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-014734
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45168 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Aug 13, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CORNERSTONE HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on Record |
| Deed Sale | Jan 13, 2025 · Amount on Record |
| Prior Sale | Jan 11, 2023 · Amount on Record |
| Prior Transfer Date | Jan 19, 2012 |
| Prior Transfer Doc | 0036950424 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jan 11, 2023 |
| Property Address | 45168 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Document Number | 0062830043 |
| Book / Page | 6283 / 43 |
| Map Reference | LB EBA 8 FO 49 |
| Instrument Date | Dec 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1709 SHILLING LN, SILVER SPRING, MD 20906-2037 |
| Document Number | 0000628347 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 6283/47 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 45168 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | LIGHTHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0059050434 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 5905/434 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Aug 13, 2019 |
| Property Address | 45168 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Document Number | 0051360247 |
| Book / Page | 005136 / 000247 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 45168 LIGHTHOUSE RD PINEY POINT MD 206743011, PINEY POINT, MD 20674-3011 |
| Document Number | 51360256 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 005136/000256 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,300 (+17.64%) | $769,900 (+52.91%) Land $360,000 Building $409,900 | |
| 2025 | $5,426.00 (+10.53%) | $503,500 (+10.64%) Land $342,000 Building $161,500 | $503,500 (-) Land $342,000 Building $161,500 |
| 2023 | $4,909.00 | $455,100 | $503,500 Land $342,000 Building $161,500 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Wildfire Risk | Low above 2% of the US · above 4% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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