St. Mary's County property record for 45158 Lighthouse Rd, Piney Point, MD 20674
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,289 sqft · built 1992 |
| Lot Size | 0.572 acres (24,955 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,000 (Jan 1990) |
| Tax Bill | $7,232 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-020475 |
| Primary APN | 02-020475 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,289 sqft Total Area |
| 1st Floor Area | 270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,955 sqft (0.572 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 12 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020475 |
|---|---|
| Street Address | 45158 LIGHTHOUSE RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 45 TOLSON |
| Legal Lot Number | 45 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45158 LIGHTHOUSE RD, PINEY POINT, MD 20674-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 1990 · Amount on Record |
| Deed Sale | Jan 12, 1990 · Amount on Record |
| Deed Book / Page | 515 / 308 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,100 (+11.75%) Land $360,000 Building $442,100 | $802,100 (-1.34%) Land $360,000 Building $442,100 | |
| 2025 | $7,232.00 (+6.92%) Homeowner's exemption | ||
| 2023 | $6,764.00 Homeowner's exemption | $717,733 | $813,000 Land $342,000 Building $471,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 221 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: T-Mobile.
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