Sacramento County property record for 4516 Windcloud Ave, Sacramento, CA 95838 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,590 sqft · built 1987 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Oct 2009) |
| Tax Bill | $3,411 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 237-0490-042-0000 |
| Primary APN | 237-0490-042-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Family Room | Family Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | L-Shape |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4516 WINDCLOUD AVE |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95838-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRISE NORTHWIND 01, LOT 42 |
| Legal Subdivision | SUNRISE NORTHWIND 01 |
| Legal Lot Number | 42 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 6704 |
Source: Sacramento County records · APN 237-0490-042-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4516 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Dec 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Dec 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 08, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2009 · Amount on Record |
| Deed Sale | Oct 23, 2009 · Amount on Record |
| Prior Sale | Sep 12, 2003 · Amount on Record |
| Deed Book / Page | 20091023 / 1336 |
| Prior Transfer Date | Jul 29, 2003 |
| Prior Transfer Doc | 2003002669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4516 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236 |
| Document Number | 2010051178 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4516 WINDCLOUD AVE SACRAMENTO CA 958382236, SACRAMENTO, CA 95838-2236 |
| Document Number | 2010051178 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 2010051178 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4516 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236 |
| Document Number | 1912111062 |
| Instrument Date | Dec 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4516 WINDCLOUD AVE SACRAMENTO CA 958382236, SACRAMENTO, CA 95838-2236 |
| Document Number | 1912111062 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 1912111062 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 10, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4516 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236 |
| Document Number | 1812210326 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4516 WINDCLOUD AVE SACRAMENTO CA 958382236, SACRAMENTO, CA 95838-2236 |
| Document Number | 1812210326 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 1812210326 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4516 WINDCLOUD AVE, SACRAMENTO, CA 95838-2236 |
| Document Number | 0000000889 |
| Instrument Date | May 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4516 WINDCLOUD AVE SACRAMENTO CA 958382236, SACRAMENTO, CA 95838-2236 |
| Document Number | 0000000889 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 170522/000889 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Secondary School District | Twin Rivers Unified School District (7-12) (07 - 12) |
| Elementary School District | Robla Elementary School District (KG - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $190,895 (+2%) Land $26,325 Building $164,570 | |
| 2025 | $3,411.00 (+2.37%) | $187,153 (+4.04%) Land $25,809 Building $161,344 |
| 2024 | $3,332.00 (+15.37%) | |
| 2023 | $2,888.00 (+16.64%) | $179,887 Land $24,807 Building $155,080 |
| 2022 | $2,476.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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