4515 Windcloud Ave, Sacramento, CA 95838 Property Records

Sacramento County property record for 4515 Windcloud Ave, Sacramento, CA 95838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,231 sqft · built 1987
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Dec 2003)
Tax Bill$2,465 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN237-0490-041-0000

Property Details

APN / Parcel Number

Primary APN237-0490-041-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,231 sqft Living Area
1st Floor Area1,231 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4515 WINDCLOUD AVE
CitySACRAMENTO
StateCA
Zip95838-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUNRISE NORTHWIND 01, LOT 41
Legal SubdivisionSUNRISE NORTHWIND 01
Legal Lot Number41
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3000
Census Tract6704

Owner

Source: Sacramento County records · APN 237-0490-041-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4515 WINDCLOUD AVE, SACRAMENTO, CA 95838-2233
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jan 18, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2003 · Amount on Record
Deed SaleDec 18, 2003 · Amount on Record
Prior SaleMar 16, 2001 · Amount on Record
Deed Book / Page20031218 / 1343
Last Transfer DateJan 11, 2017
Transfer Doc0000001552
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4515 WINDCLOUD AVE, SACRAMENTO, CA 95838-2233
Transaction TypeMortgage
Record UpdatedJul 04, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 WINDCLOUD AVE, SACRAMENTO, CA 95838-2233

Mortgage

Document Number0000000741
DateJun 22, 2022
Instrument2022062200741
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term118 Months
DueApr 15, 2032

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateJan 18, 2017
Property Address4515 WINDCLOUD AVE, SACRAMENTO, CA 95838-2233
Document Number1180000001552
Book / Page20170118 / 1552
Map ReferenceMB 165 PG 3
Instrument DateJan 11, 2017
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4515 WINDCLOUD AVE, SACRAMENTO, CA 95838-2233

Mortgage

Document Number201701181553
DateJan 18, 2017
Instrument20170118/1553
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 01, 2027

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Secondary School DistrictTwin Rivers Unified School District (7-12) (07 - 12)
Elementary School DistrictRobla Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$179,076 (+2%) Land $42,194 Building $136,882
2025$2,465.00 (+3.88%)$175,566 (+4.04%) Land $41,367 Building $134,199
2024$2,373.00 (-3.06%)
2023$2,448.00 (+5.7%)$168,750 Land $39,761 Building $128,989
2022$2,316.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
UnWired Broadband Holding
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Based on FCC filings for 466 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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