4516 SE 89th St, Ocala, FL 34480 Property Records

Marion County property record for 4516 SE 89th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,555 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$406,300 (Nov 2023)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3664-022-006`

Property Details

APN / Parcel Number

Primary APN	`3664-022-006`
Alternative APN	`3645600000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,555 sqft Living Area
1st Floor Area	2,555 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 77 ft wide
Garage Area	682 sqft
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3645600000
Street Address	4516 SE 89TH ST
City	OCALA
State	FL
Zip	34480-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PUD
Legal Description	SEC 14 TWP 16 RGE 22
Legal Range	22E
Legal Township	16S
Legal Section	14
Legal Subdivision	SUMMERCREST
Legal Block	V
Legal Lot Number	6
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2014
Census Tract	1105

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4516 SE 89TH ST, OCALA, FL 34480-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Nov 21, 2023	Special Warranty Deed, Transfer INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC
Apr 7, 2023	Special Warranty Deed, Transfer INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC
Jul 15, 2022	Warranty Deed, Transfer INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Apr 7, 2023 · Amount on Record
Deed Document Number	2023149936
Deed Book / Page	8195 / 1981
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4516 SE 89TH ST, OCALA, FL 34480-4240
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087351630
Date	Oct 14, 2025
Book Page	8735/1630
Instrument	2025137028

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 21, 2023
Property Address	4516 SE 89TH ST, OCALA, FL 34480-4240
Document Number	0081951981
Book / Page	8195 / 1981
Map Reference	MB 10 PG 119-133
Instrument Date	Nov 20, 2023
Instrument	2023149936
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,844.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE, LAKELAND, FL 33803-4053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 SE 89TH ST, OCALA, FL 34480-4240
Investor	Possibly a Property Investor

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 7, 2023
Property Address	4516 SE 89TH ST, OCALA, FL 34480-4240
Document Number	0080201268
Book / Page	8020 / 1268
Map Reference	MB 10 PG 119-133
Instrument Date	Apr 7, 2023
Instrument	2023042871
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,293.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 15, 2022
Property Address	4516 SE 89TH ST, OCALA, FL 34480-4240
Document Number	0078311697
Book / Page	7831 / 1697
Map Reference	MB 10 PG 119-133
Instrument Date	Jul 15, 2022
Instrument	2022104181
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,033.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8014 SW 135TH STREET RD, OCALA, FL 34473-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00 (+771.19%) Homeowner's exemption	$282,549 (+844.98%) Land $31,200 Building $251,349	$357,009 (+1,094.01%) Land $31,200 Building $325,809
2023	$486.00 (+18.83%)	$29,900 (+20.08%) Land $29,900	$29,900 (+20.08%) Land $29,900
2022	$409.00	$24,900 Land $24,900	$24,900 Land $24,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVIEW, CITY OF (3 WPS) serves 9,358 people · EPA ID FL3420074
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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