4491 SE 89th St, Ocala, FL 34480 Property Records

Marion County property record for 4491 SE 89th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 2023
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,100 (Jun 2023)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3664-001-015`

Property Details

APN / Parcel Number

Primary APN	`3664-001-015`
Alternative APNs	`3643097000` `3643097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	1,541 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modern
Exterior Material	Concrete Block/Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	449 sqft
Porch	Screened Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4491 SE 89TH ST
City	OCALA
State	FL
Zip	34480-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 14 TWP 16 RGE 22 PLAT BOOK 010 PAGE 119 SUMMERCREST BLK A LOT 15
Legal Range	22E
Legal Township	16S
Legal Section	14
Legal Subdivision	SUMMERCREST
Legal Block	A
Legal Lot Number	15
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2034
Census Tract	1103

Owner

Source: Marion County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4491 SE 89TH ST, OCALA, FL 34480-4249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Special Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Oct 27, 2022	Special Warranty Deed, Transfer INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC
May 3, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	202372850
Deed Book / Page	8069 / 1178
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 8, 2023
Property Address	4491 SE 89TH ST, OCALA, FL 34480-4249
Document Number	0080691178
Book / Page	8069 / 1178
Map Reference	MB 10 PG 119-133
Instrument Date	Jun 7, 2023
Instrument	2023072850
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4491 SE 89TH ST, OCALA, FL 34480-4249

Mortgage

Document Number	0080691180
Date	Jun 8, 2023
Book Page	8069/1180
Instrument	2023072851

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 27, 2022
Property Address	4491 SE 89TH ST, OCALA, FL 34480-4249
Document Number	0079081915
Book / Page	7908 / 1915
Map Reference	MB 10 PG 119-133
Instrument Date	Oct 26, 2022
Instrument	2022153406
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,509.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION FL
Recording Date	May 3, 2019
Property Address	OCALA, FL 34480
Document Number	0069591837
Book / Page	006959 / 001837
Instrument Date	May 2, 2019
Instrument	44749
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$12,628.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 (+409.05%) Homeowner's exemption	$233,838 (+682.07%) Land $31,200 Building $202,638	$233,838 (+682.07%) Land $31,200 Building $202,638
2023	$685.00 (+67.48%)	$29,900 (+20.08%) Land $29,900	$29,900 (+20.08%) Land $29,900
2022	$409.00	$24,900 Land $24,900	$24,900 Land $24,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVIEW, CITY OF (3 WPS) serves 9,358 people · EPA ID FL3420074
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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