4516 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4516 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2023)
Tax Bill	$2,668 (2022)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2018 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-028-038-40`

Property Details

APN / Parcel Number

Primary APN	`017-028-038-40`

Exterior

Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Account Number	01702803840
Street Address	4516 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2006 SPLIT T8N R9E SEC 28 PART OF THE NE 1/4 OF THE SE 1/4 OF SEC 28 BEG AT APT THAT IS S 1318.02 FT ALONG THE E SEC LI AND W
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2005
Census Tract	342100

Owner

Source: Lapeer County records, as of November 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8821 THENDARA BLVD, CLARKSTON, MI 48348-3368
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGEPROS LLC
Jul 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance TRI COUNTY BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 5, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jun 5, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	0003370256
Deed Book / Page	3370 / 256
Record Updated	Jun 7, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 2, 2023
Property Address	4516 MCDOWELL RD, LAPEER, MI 48446-9070
Document Number	0033700256
Book / Page	3370 / 256
Instrument Date	Sep 26, 2023
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4516 MCDOWELL RD, LAPEER, MI 48446-9070

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8821 THENDARA BLVD, CLARKSTON, MI 48348-3368

Mortgage

Document Number	0033700027
Date	Sep 29, 2023
Book Page	3370/27

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4516 MCDOWELL RD, LAPEER, MI 48446-9070
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029730977
Date	Jul 26, 2018
Book Page	2973/977

Lender

Name	TRI COUNTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4516 MCDOWELL RD, LAPEER, MI 48446-9070
Document Number	0031080102
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4516 MCDOWELL RD LAPEER MI 484469070, LAPEER, MI 48446-9070

Mortgage

Document Number	0031080102
Date	Jun 18, 2020
Book Page	003108/000102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 5, 2019
Property Address	4516 MCDOWELL RD, LAPEER, MI 48446-9070
Document Number	0030260890
Book / Page	003026 / 000890
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 GUMWOOD DR DAVISON MI 484238132, DAVISON, MI 48423-8132

Mortgage

Document Number	30260893
Date	Jun 5, 2019
Book Page	003026/000893

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 5, 2018
Property Address	4516 MCDOWELL RD, LAPEER, MI 48446-9070
Document Number	0029640598
Book / Page	002964 / 000598
Instrument Date	Jun 5, 2018
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3833 GOLF VISTA DR LAPEER MI 484463649, LAPEER, MI 48446-3649

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$162,100	$324,200
2022	$2,668.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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