4445 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4445 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	6.88 acres (299,693 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Apr 2026)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`017-027-020-00`

Property Details

APN / Parcel Number

Primary APN	`017-027-020-00`

Interior

Flooring	Carpet

Exterior

Lot Area	299,693 sqft (6.88 acres)

Location & Zoning

Street Address	4445 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T8N R9E PART OF THE SW 1/4 OF SEC 27 BEG AT A PTON THE E & W 1/8 LI OF THE SW 1/4 LOCATE S 88 DEG E 410.84 FT FROM THE
Legal Range	09E
Legal Township	08N
Legal Section	27
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2006
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-027-020-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jun 28, 2023	Intrafamily Transfer, Transfer
Jun 28, 2023	Intrafamily Transfer, Transfer
Jun 28, 2023	Intrafamily Transfer, Transfer
Jun 28, 2023	Intrafamily Transfer, Transfer
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 28, 2023	Intrafamily Transfer, Transfer
Dec 03, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Book / Page	3517 / 292
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0033560513
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 29, 2026
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0035170292
Book / Page	3517 / 292
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$306,787.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Apr 13, 2026
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	3514000256
Book / Page	3514 / 256
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3747 CHERYL DR, COMMERCE TOWNSHIP, MI 48382-1721

Mortgage

Document Number	3514000256,
Date	Apr 13, 2026
Book Page	3514/256

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 28, 2023
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0033560513
Book / Page	3356 / 513
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Aug 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 28, 2023
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0033560521
Book / Page	3356 / 521
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Aug 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 28, 2023
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0033670521
Book / Page	3367 / 521
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 28, 2023
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0033670513
Book / Page	3367 / 513
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 29, 2026
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0035170287
Book / Page	3517 / 287
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 28, 2023
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0035170287
Book / Page	3517 / 287
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Dec 03, 2021
Property Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059
Document Number	0032570892
Book / Page	3257 / 892
Instrument Date	Nov 12, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4445 MCDOWELL RD, LAPEER, MI 48446-9059

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,400 (+2.05%)	$278,800 (+2.05%)
2025	$1,696.00 (+4.05%) Homeowner's exemption	$136,600 (+17.96%)	$273,200 (+17.96%)
2024	$1,630.00 (+9.47%)
2023		$115,800	$231,600
2022	$1,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA.

Based on FCC filings for 13 locations within half a mile of this property.

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