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4516 Legends Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4516 Legends Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on Record
Last Sale$425,000 (Jul 2024)
Tax Bill$1,686 (2024)
Deeds & MortgagesJul 2024 Sale & Mortgage
Dec 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN46-20-29-426-047

Property Details

APN / Parcel Number

Primary APN46-20-29-426-047

Location & Zoning

Street Address4516 LEGENDS DR
CityCHAMPAIGN
StateIL
Zip61822-1364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2022R05638
Legal SubdivisionLEGENDS OF CHAMPAIGN PHASE 3
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2079
Census Tract1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4516 LEGENDS DR, CHAMPAIGN, IL 61822-1364
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Dec 21, 2023Warranty Deed, Construction Loan · Construction Mortgage
HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Prior SaleDec 21, 2023 · Amount on Record
Deed Document Number20249548
Record UpdatedSep 20, 2026

July 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 1, 2024
Property Address4516 LEGENDS DR, CHAMPAIGN, IL 61822-1364
Document Number0000009548
Map ReferenceDOC 2022R05638
Instrument DateJul 1, 2024
Instrument2024R09548
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4516 LEGENDS DR, CHAMPAIGN, IL 61822-1364

Mortgage

Document Number0000009549
DateJul 1, 2024
Instrument2024R09549
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2039
Interest
Rate TypeFixed Rate
Rate7%

December 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 21, 2023
Property Address4516 LEGENDS DR, CHAMPAIGN, IL 61822-1364
Document Number0000017880
Map ReferenceDOC 2022R05638
Instrument DateNov 30, 2023
Instrument2023R17880
Transaction TypeConstruction Loan
Record UpdatedApr 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$17.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number0000017881
DateDec 21, 2023
Instrument2023R17881
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueSep 18, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Nextlink, Verizon.

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