4508 Legends Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4508 Legends Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$405,000 (Apr 2026)
Tax Bill	$11,004 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`46-20-29-426-051`

Property Details

APN / Parcel Number

Primary APN	`46-20-29-426-051`

Location & Zoning

Street Address	4508 LEGENDS DR
City	CHAMPAIGN
State	IL
Zip	61822-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2022R05638
Legal Subdivision	LEGENDS OF CHAMPAIGN PHASE 3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2079
Census Tract	1205

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4508 LEGENDS DR, CHAMPAIGN, IL 61822-1364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 6, 2022	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Deed Document Number	20265914
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 24, 2026
Property Address	4508 LEGENDS DR, CHAMPAIGN, IL 61822-1364
Document Number	0000005914
Instrument Date	Mar 24, 2026
Instrument	20265914
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,357.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4508 LEGENDS DR, CHAMPAIGN, IL 61822-1364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005915,
Date	Apr 24, 2026
Instrument	20265915

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.63%
Max Rate	-1%

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 6, 2022
Property Address	4508 LEGENDS DR, CHAMPAIGN, IL 61822-1364
Document Number	0000016592
Map Reference	DOC 2022R05638
Instrument Date	Aug 10, 2022
Instrument	2022R16592
Transaction Type	Construction Loan
Record Updated	Jun 24, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 VILLAGE GREEN PL STE C, C, CHAMPAIGN, IL 61822-7630

Mortgage

Document Number	0000016594
Date	Sep 6, 2022
Instrument	2022R16594

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000016593
Date	Sep 6, 2022
Instrument	2022R16593

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	May 10, 2023

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,320 Land $16,370 Building $131,950	$444,960 Land $49,110 Building $395,850
2024	$11,004.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Verizon.

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